Responsibilities
- Ensure timely collections from delinquent and high risk small business and commercial accounts through outbound and inbound communication across email and phone channels
- Balance customer’s ability to pay, reconcile customer payments, and Ramp’s risk appetite to negotiate payment plans to reduce credit losses, and ensure customer’s financial well being
- Partner with strategy and legal teams to develop collection strategies, payment plans and operating procedures to ensure efficient collections operations
- Partner with product and engineering teams to build and scale Ramp’s operational platform and tooling for the collections program
- Ensure operational excellence by meeting team KPIs and SLAs
Requirements
- Minimum 3 years of experience in collections, recoveries or credit risk management operations via phone
- Strong background in customer support via phone and email
- Experience with financial products like credit cards, loans, mortgages, etc.
- Excellent written and verbal communication skills
- Investigative and critical thinking skills
- BA/BS from an accredited university
- Proven analytical and problem-solving skills with a strong attention to detail
- Strong negotiation skills
- Have the ability to grow, develop and learn in a fast-paced, start-up environment
Nice to Have
- Experience in high growth startups
- Experience building complex financial products
- Experience in SMB or Commercial collections
Benefits
- 100% medical, dental & vision insurance coverage for you
- Partially covered for your dependents
- One Medical annual membership
- 401k (including employer match on contributions made while employed by Ramp)
- Flexible PTO
- Fertility HRA (up to $5,000 per year)
- WFH stipend to support your home office needs
- Wellness stipend
- Parental Leave
- Relocation support to NYC or SF (as needed)
- Pet insurance
Additional Information
- Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
