Allica Bank is hiring a Relationship Manager to support established small and medium-sized enterprises (SMEs) in the North East of the UK. You will be responsible for managing a portfolio of local business customers, deeply understanding their needs, and originating lending opportunities to help them grow.

What You'll Do

Relationship manage a portfolio of SME customers, understanding their business aspirations and identifying opportunities to support them through Allica Bank's services.
Originate SME lending opportunities for both existing and new customers from initial enquiry through to completion.
Write credit papers in line with Allica’s credit policy and appetite.
Deliver the business plan for your local area and actively manage your objectives and personal development plan.
Ensure excellent service for local SME customers, prospects, and advisors, representing Allica professionally.
Work closely and collaboratively with all areas of Allica to ensure a seamless and professional service.
Be a positive contributor to Allica’s culture and always demonstrate the bank’s values.
Comply with all mandatory policies and adhere to operational procedures to maintain internal controls.

What We're Looking For

A highly capable Relationship Manager and Business Developer with a long-term track record of building high-value, trust-based, and long-lasting referral relationships.
Strong understanding of SME banking, which must include a background in commercial lending.
A history of exemplary service and of maximising value with prospects and customers.
Passion for SMEs, a self-starter mentality, and an entrepreneurial mindset.
Excellent interpersonal and communication skills with evidence of strong career progression and/or outperformance.
Ability to work expertly with customers, colleagues, and advisors to structure new lending proposals and write credit applications.
A proven track record in providing excellent customer service and in generating new income opportunities while effectively managing credit risk.
Ability to analyse and review financial accounts and associated information.

Team & Environment

You will be part of Allica Bank's Relationship Manager team, which was formed in 2022 and continues to grow. We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds, and lifestyles. Our openness and differences make us stronger.