Valon Mortgage is seeking a Default Analyst - Bankruptcy to ensure our servicing operations fully comply with complex bankruptcy regulations. You will be a key member of the Default Servicing team, directly impacting our mission to make the mortgage experience simple, secure, and financially empowering for every homeowner.

What You'll Do

Ensure end-to-end handling for Chapter 7 and Chapter 13 bankruptcy cases.
Process assigned loans in accordance with company policies, investor guidelines, and federal and state laws.
Perform timely follow-up with attorneys on critical steps and request referrals on delinquent cases.
Respond to attorney inquiries for additional information and escalate as needed.
Audit attorney plan reviews and confirm appropriate action is being taken.
Handle complex tasks and manual calculations, verifying borrower payment history and resolving discrepancies.
Audit and review Motions for Relief, Agreed Orders, and Notices of Default for accuracy.
Review and execute signature-required documents for court proceedings.
Release loans to Production or Foreclosure upon termination of the bankruptcy stay.
Status all new bankruptcy filings received via mail or electronic notification.
Monitor the AACER Court Electronic Records website daily for updates.
Review bankruptcy plans and Chapter 7 schedules.
Prepare reaffirmation agreement packages and send them for execution.

What We're Looking For

Thorough knowledge of loan servicing, foreclosure, and bankruptcy.
Strong time-management skills, including the ability to effectively prioritize work assignments.
Detail-oriented and self-motivated approach.
Strong aptitude for assessing, understanding, and quantifying risk.
High proficiency in Excel and Word.
Team player with strong attention to detail and ability to work independently.
Proven track record of delivering timely and accurate information in a fast-paced environment.
Excellent critical thinking, problem-solving, mathematical skills, and sound judgment.
High school diploma or GED equivalent.

Nice to Have

Bachelor's degree.
Experience with a mortgage or financial technology company.
Analytics proficiency.
Financial Services and mortgage industry experience.
Strong business acumen and ability to interface with executive management.

Technical Stack

Excel
Word

Team & Environment

This role is part of the Default Servicing team.

Benefits & Compensation

Competitive salary and 401(k) plan.
Comprehensive medical, dental, and vision benefits.
Pre-tax deductions for public transportation, rideshare services, and parking.
Company-wide orientation and learning & development opportunities, including regular review cycles with 360-degree feedback.
17 days paid time off, sick days, and 11 company holidays.
12 weeks fully paid baby bonding time for both birthing and non-birthing parents.

Valon is an equal opportunity employer committed to diversity and inclusion in the workplace.