Analyze financial data to support responsible lending decisions for commercial clients in a remote capacity. This role involves evaluating business and personal financial statements, tax returns, cash flow, and collateral to assess creditworthiness and repayment capacity. You'll prepare detailed credit packages, summaries, and analyses that inform key lending decisions while adhering to regulatory and internal standards.
Key Responsibilities
- Review and interpret financial documentation for both new and existing commercial loan requests
- Construct clear, accurate spreadsheets and written evaluations to support credit decisions
- Assess sources of repayment and risk factors across a range of loan complexities
- Ensure compliance with federal and state regulations, as well as internal policies and security protocols
- Collaborate with lending teams to deliver timely and thorough analysis under deadlines
Qualifications
- Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related discipline
- Minimum of two years of experience in credit analysis, financial analysis, or a similar role
- Strong understanding of accounting fundamentals and financial statement analysis
- Proficiency in Excel, Word, and other business systems used in financial assessment
- Ability to manage multiple assignments accurately in a fast-paced environment
- Clear and professional communication skills, written and verbal
- Familiarity with commercial lending regulations and compliance requirements
Compensation & Benefits
Hourly rate between $30.34 and $39.98, with annual incentive potential. Benefits include medical, dental, vision, life and disability insurance, paid vacation and sick leave, 11 paid holidays, 401k with up to 4% employer match, and tuition reimbursement.
Work Environment
This is a fully remote position available to residents of California, Oregon, and Idaho. No travel is required. The role supports a culture built on integrity, mutual respect, collaboration, and accountability.
