First Help Financial is looking for a Senior Regulatory Change Lead to own our regulatory change management framework and ensure compliance for state expansion within our fast-growing auto finance company. You will be a key senior compliance professional interpreting evolving regulations and guiding the business.
What You'll Do
- Own and continuously evolve the company’s regulatory change management framework.
- Monitor and interpret federal and state regulatory developments, guidance, and enforcement trends.
- Lead and document regulatory impact assessments across functions like origination, servicing, collections, and privacy.
- Maintain a centralized regulatory inventory and change log, driving end-to-end implementation tracking.
- Partner with business owners to coordinate policy, procedure, system, and training updates.
- Collect and maintain implementation evidence and deliver clear management and Board reporting.
- Support and contribute to Compliance governance activities as needed.
- Lead compliance diligence for new state entry and expansion initiatives.
- Research and assess state-specific regulatory requirements, including licensing, rate and fee limits, and consumer protection laws.
- Partner with external counsel to validate interpretations and resolve complex requirements.
- Prepare state entry compliance assessments identifying key risks, gaps, and readiness requirements.
- Conduct regulatory due diligence for lending partners and support onboarding activities.
- Coordinate new license applications in partnership with the Licensing Compliance Analyst.
What We're Looking For
- Juris Doctor (JD) required.
- 5+ years of experience in compliance, legal, or regulatory roles within consumer lending or financial services.
Nice to Have
- Auto finance experience strongly preferred.
- CRCM certification and GRC systems experience a plus.
Team & Environment
You will report directly to the Vice President, Compliance and collaborate across the business.
Benefits & Compensation
- Compensation: Starting base of $115k or more, depending upon experience.
- Generous salaries.
- Competitive health and welfare benefits (medical, dental, vision, LTD/STD, Identity theft, paid parental leave).
- Paid vacation.
- 401(k) match.
- Tuition reimbursement.
- Social activities and monthly lunches.
- Robust employee recognition and talent development program.
Work Mode
This is a fully remote position open to candidates located anywhere within the United States.
First Help Financial is committed to building a culture that respects and embraces all walks of life, inclusive of gender, race, culture, age, sexual orientation, and other identities. We will make accommodations when interviewing anyone with special needs.
