Oscar is seeking a Senior Manager, Speciality / Ancillary Products to lead the strategy and execution of our ancillary insurance portfolio, with a primary focus on dental and vision. You will be accountable for the end-to-end lifecycle of these products, from design and launch to performance management and optimization across the individual market.

What You'll Do

Drive the ancillary product strategy and roadmap across dental, vision, and other offerings in partnership with leadership.
Own the full end-to-end lifecycle of ancillary products, from ideation and benefit design through launch and ongoing optimization.
Build and manage business cases for new and existing products, including financial modeling and membership projections.
Analyze product performance using financial and membership metrics to forecast results and inform decision-making.
Lead benefit design for ancillary products, augmenting existing offerings and introducing new structures based on performance and market dynamics.
Contribute to annual planning, roadmap development, and prioritization for ancillary products.
Serve as the business lead and primary product DRI for end-to-end implementation and management of ancillary vendors.
Define and manage vendor requirements, SLAs, KPIs, and performance scorecards.
Partner with procurement, legal, and compliance on vendor selection, contracting, renewals, and performance governance.
Drive timely issue resolution and root cause remediation with vendors.
Serve as a member of the Joint Operating Committee (JOC) for ancillary products, handling agenda setting and performance reviews.
Identify risks, gaps, and opportunities across benefit design, product performance, and execution.
Partner with Actuarial and Finance teams to evaluate pricing, unit economics, and profitability tradeoffs.
Collaborate with Regulatory and Legal teams to ensure products comply with federal and state requirements.
Oversee ancillary product QA, attestations, and final sign-off prior to filing submissions.
Act as the single accountable product owner for ancillary benefits, coordinating across teams.
Translate vendor capabilities and regulatory constraints into clear product requirements.
Influence senior leaders with clear data-driven recommendations and risk assessments.
Develop and maintain regular performance reporting and product look-backs.
Use analytics and business intelligence tools to pull, analyze, and interpret data on utilization, cost, engagement, and vendor performance.
Leverage enrollment, utilization, cost, quality, and vendor performance data to inform ancillary product strategy.
Identify trends and risks early and proactively adjust product or vendor strategies.

What We're Looking For

6+ years of experience developing, managing, or supporting commercial insurance products, with direct ownership of ancillary offerings.
Strong understanding of regulatory requirements impacting ancillary benefits.
5+ years of expertise in Dental and Vision product design and vendor implementation.
4+ years of proven experience managing delegated vendors and complex operational partnerships.
4+ years of experience with ACA, including individual marketplace and small group products.
3+ years of experience with product lifecycle management for ancillary offerings.
3+ years of experience making data-driven decisions and using business intelligence tools to analyze product performance.
Ability to travel up to 25% of the time.

Nice to Have

Bachelor’s degree in business, healthcare, analytics, or a related field.
Experience with ancillary insurance products such as dental, vision, or supplemental benefits.
Proficiency with business intelligence tools, and experience with SQL, Excel, or similar tools.
Experience supporting or participating in Joint Operating Committee or vendor governance forums.

Technical Stack

Looker
SQL
Excel

Team & Environment

You will report into the Vice President, Insurance Product Innovation and Development.

Benefits & Compensation

Medical, dental, and vision benefits
11 paid holidays
Paid sick time
Paid parental leave
401(k) plan participation
Life and disability insurance
Paid wellness time and reimbursements
Oscar's unlimited vacation program
Annual performance bonuses
Compensation: $149,040 - $195,615 per year in New Jersey, New York, and California. $134,136 - $176,053 per year for all other locations.

Work Mode

This is a remote position open to candidates in Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, and Virginia.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices.