Remote, USA Remote (Country) Full-time USD 48,000 – 55,000 / year

Happy Money is hiring a Senior Loan Fulfillment Specialist

Responsibilities

  • Process applications as assigned.
  • Handle Applicant calls with care, accuracy, and urgency - demonstrating our core values of Love, Trust, and Hustle in every interaction to ensure applicants feel supported and informed.
  • Review, validate, and process critical documents such as proof of income and identification, to ensure compliance, authenticity, and accuracy prior to decisioning.
  • Daily follow-up outreach (phone call and email) to applicants whose applications are pending documentation or information to be approved.
  • Reviewing applications in their active pipelines that have received new documentation or other information provided by the applicant.
  • Follow-up on applications that have been escalated for Fraud Team review and have not been responded to within 24 hours.
  • Adhere to Genesys schedule for breaks, lunches and other assigned activities.
  • Maintain high levels of efficiency, quality, and speed while reviewing loan applications, ensuring deadlines and SLAs are consistently met without increasing risk exposure
  • Proactively identify potential risks, inconsistencies, or fraud indicators within applications and take appropriate action to mitigate exposure
  • Collaborate cross-functionally with fraud, BPO, and operations teams to ensure alignment on processes, procedures, and decisioning
  • Identify process gaps or inefficiencies and propose actionable solutions to improve workflow, scalability, and overall performance
  • Contribute to continuous improvement initiatives by sharing feedback, trends, and insights from day-to-day processing activities
  • Monitor and quickly respond to Slack updates and follow-up requests.
  • Attend Team Huddles, meetings and training as scheduled.
  • Complete all BVS training assignments as required by the Compliance Team.
  • Review QA scorecards and dispute findings as needed.

Requirements

  • 2+ years of experience working in a loan origination environment
  • Comfortable handling large application volumes while maintaining accuracy
  • Comfortable juggling application/case work with inbound phone calls
  • Strong attention to detail and time management.
  • Clear written and verbal communication.
  • Adaptability to changing priorities and process updates.
  • Team collaboration and accountability.
  • Problem solving and escalation judgment.
  • A positive, can-do mindset and curiosity about how your work impacts the Applicant journey

Benefits

  • Generous medical, dental, and vision insurance options
  • Eligible for quarterly bonus
  • 401k Plan with a matching contribution
  • Generous PTO including sick leave, vacation, volunteer, and more
  • 12 Weeks Paid Parental Leave
  • Company-paid short & long term disability and life insurance
  • Monthly tech stipend to help cover expenses for remote work

Work Arrangement

Remote (Country) — United States

Additional Information

  • Role: Hourly, Full-time
  • Main Work Shift: 8AM - 5PM PST / 11AM - 8PM EST (occasional weekends)
  • Training Work Shift: 9AM - 6PM EST (~6 weeks)
  • Work Location: Fully Remote within U.S.A. but must be able to work Main Work Shift hours.
  • Visa Sponsorship: Not Available
Job Details
Location Remote, USA
Work mode Remote (Country)
Employment Full-time
Salary USD 48,000 – 55,000 / year
Category other
Posted a month ago
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About company
Happy Money logo

Happy Money is a company focused on providing personal loans designed to help customers achieve financial well-being and happiness. Their signature product, The Payoff Loan™, is aimed at helping people consolidate credit card debt and fund meaningful life goals with simple, transparent lending.

Loans range from $5,000 to $50,000 with rates as low as 7.95% APR. The application process is quick, taking two minutes or less, and checking your rate does not impact your credit score. Happy Money emphasizes customer-centric service and has been recognized as the #1 Most Customer-Centric Company in Finance by Forbes.

Funded by community-focused lending partners, Happy Money is committed to responsible lending that supports long-term financial health. The company has helped over 350,000 customers and funded more than $6.5 billion toward happier financial futures.

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