Happy Money is a company focused on providing personal loans designed to help customers achieve financial well-being and happiness. Their signature product, The Payoff Loan™, is aimed at helping people consolidate credit card debt and fund meaningful life goals with simple, transparent lending.
Loans range from $5,000 to $50,000 with rates as low as 7.95% APR. The application process is quick, taking two minutes or less, and checking your rate does not impact your credit score. Happy Money emphasizes customer-centric service and has been recognized as the #1 Most Customer-Centric Company in Finance by Forbes.
Funded by community-focused lending partners, Happy Money is committed to responsible lending that supports long-term financial health. The company has helped over 350,000 customers and funded more than $6.5 billion toward happier financial futures.