Responsibilities
- Maintain and update key pricing and risk management instruments such as the Early Payoff Matrix, Recast Matrix, and Lock Extension Matrix.
- Develop and improve Standard Operating Procedures for relocks and lock extension policies.
- Gather and assess capital markets revenue components including hedge gains or losses, purchase advice, warehouse interest, investor fees, and other financial line items.
- Support timely and accurate financial reporting for capital markets and deliver insights to senior leadership.
- Act as a point of contact between pricing strategy and execution teams, particularly the Lock Desk, to ensure alignment.
- Provide backup support for concession approval workflows, including handling escalations and tracking exceptions.
- Collaborate with Branch Operations and Sales teams to answer pricing inquiries and clarify pricing decisions and methodologies.
- Assist in analyzing and breaking down inventory within locked loan pipelines to guide pricing and detect emerging patterns.
- Help refine and document virtual team workflows to increase operational efficiency and scalability.
- Engage in routine financial reviews with branch leaders to promote transparency and support forecasting accuracy.
- Conduct recurring and on-demand financial analyses for FP&A, covering margin performance, revenue forecasts, and cost-benefit assessments.
Benefits
- Daily meals and transportation support for office commutes.
- Comprehensive medical coverage for employees, spouses, and dependents.
- Mediclaim, group term life insurance, and accidental death and dismemberment coverage.
- Eligibility for night shift, work-from-home, and transportation allowances where applicable.
- Competitive base compensation with potential for bonuses or incentives.
- Flexible health benefits including medical, dental, and vision plans with day-one coverage.
- Retirement and savings plans including 401(k) via Vanguard, HSA with employer contributions, FSA, short-term and long-term disability insurance, and access to financial planning tools.
- Generous paid time off, company-recognized holidays, sick leave, and paid parental leave.
- Paid parental leave and dependent care support, including employer matching for dependent care FSA.
- Mental health services including six free therapy sessions (virtual or in-person) and wellness programs via Spring Health, EAP access, pet insurance, and lifestyle discounts.
- Pre-tax commuter benefits with employer matching and programs accommodating diverse work styles.
- Onsite meals and snacks in select offices, along with a remote work stipend.
- Premium office experience in NYC at the World Trade Center featuring well-designed workspaces, natural lighting, and skyline views.
Work Arrangement
Hybrid
Team
Part of the Capital Markets and FP&A teams, with regular collaboration across Branch Operations and Sales functions.
Other
- Employer committed to equal opportunity and fostering an inclusive, diverse workplace.
- Provides reasonable accommodations for applicants with disabilities.
- May utilize artificial intelligence tools during the hiring process, with final decisions made by human reviewers.
- Information about data processing practices is available upon request.
