Phoenix, Arizona On-site Full-time USD 15 – 18 / hour

American First Finance is hiring a Retail Sales Associate - 2915

Responsibilities

  • Welcomes customers warmly and builds rapport to effectively suggest suitable financial services
  • Conducts opening and closing tasks that do not involve management duties
  • Maintains a tidy, organized sales area with properly displayed and stocked products
  • Processes sales and loan agreements following company guidelines and legal requirements
  • Manages cash and negotiable instruments in line with established protocols
  • Responds to incoming phone calls according to company standards
  • Clearly explains the legal terms of pawn and purchase transactions to customers
  • Communicates respectfully and clearly with team members and supervisors
  • Collaborates with colleagues to ensure a positive and lasting customer experience
  • Completes all assigned training programs successfully
  • Performs additional duties as directed by management

Benefits

  • Access to medical, dental, vision, life insurance, supplemental coverage, and voluntary plans, subject to eligibility
  • Favorable work hours with most locations opening at 9 AM and closing by 6 PM, and many closed on Sundays
  • Earned Wage Access available starting on the second day of employment, allowing withdrawal of up to 50% of earned wages up to seven times per pay cycle
  • Opportunity to earn unlimited commission in addition to base hourly pay
  • Paid vacation begins with one week after six months of full-time service, increasing to two weeks after one year and an additional week at each subsequent anniversary, up to 120 hours after five years
  • Sick and personal time starts at 8 hours after six months, increasing to 16 hours annually for years two through five, and 24 hours after five years, adjusted as required by local laws
  • Employee discount available from the first day of employment
  • Tuition reimbursement up to $2,000 annually through FirstCash Education for eligible full-time employees
  • Access to over 10,000 discounts from more than 1,000 companies via FirstCash Perks
  • Automatic enrollment in the FirstCash 401k plan after six months for employees aged 21 or older
  • Eligibility for the FirstCash Pet Insurance program

Compensation

Hourly rate plus up to 8% commission on transactions, potentially adding $2.08 per hour on average

Work Arrangement

On-site

Other

  • Commission structure allows up to 8% on transactions, averaging an additional $2.08 per hour on top of base pay
  • Commission details are proprietary to FirstCash and will be shared during the interview process
  • All employees must agree to a binding arbitration agreement
  • Pay rates will meet or exceed applicable local minimum wage laws
  • Earned Wage Access is provided by NetSpend; enrollment is required and terms, restrictions, and fees apply
  • FirstCash 401k program is available to employees aged 21 and over
  • Base pay is determined by relevant prior experience and skills for the role
  • Submitting an application constitutes consent to receive calls, texts, and emails from the Talent Acquisition Team
  • Text messages can be opted out of by replying STOP; email subscriptions can be canceled by clicking unsubscribe
  • The company is an Equal Opportunity Employer
  • Reasonable accommodations are available for qualified individuals with disabilities

Not mentioned

About company
American First Finance
FirstCash Holdings, Inc. is the leading international operator of pawn stores and a premier provider of technology-driven point-of-sale payment solutions, both dedicated to serving cash- and credit-constrained consumers. With over 3,000 pawn stores across 29 U.S. states, the District of Columbia, and Latin America—including Mexico, Guatemala, Colombia, and El Salvador—FirstCash offers a diverse selection of pre-owned jewelry, electronics, tools, appliances, sporting goods, musical instruments, and more. In addition, our stores provide small, non-recourse pawn loans secured by pledged personal property, offering accessible financial solutions to the communities we serve. Through our wholly owned subsidiary, American First Finance (AFF), FirstCash also delivers lease-to-own and retail finance payment solutions for consumer goods and services. With a nationwide network of over 13,000 retail merchant partners, we help customers access flexible financing options tailored to their needs. With a workforce of approximately 20,000 employees across the U.S. and Latin America, FirstCash is committed to excellence, innovation, and financial inclusion. As a recognized industry leader, the company is a proud component of both the S&P MidCap 400 Index® and the Russell 2000 Index®.
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Posted a month ago