Trane Technologies is hiring a Portfolio Manager/Underwriter to join our Commercial Real Estate (CRE) Lending team based in San Antonio, TX. In this role, you will be responsible for servicing, developing, and retaining clients while managing the full credit lifecycle for commercial real estate loans.
What You'll Do
- Prepare credit presentations for new and renewal loan requests.
- Analyze and spread financial statements, assess industry risks, and determine collateral requirements, loan structuring, and pricing.
- Monitor credit performance, manage covenants, credit risk grades, past dues, and documentation exceptions.
- Track portfolio profitability and generate various reports.
- Serve as a secondary point of contact for client relationships.
- Help expand, build, and maintain client relationships while providing a high level of customer service.
What We're Looking For
- Bachelor’s degree in Business, Finance, or a related field.
- 4+ years of experience with CRE, commercial, or corporate loans, spreading financial statements, or other directly related experience.
- Knowledge of CRE, C&I, or corporate loans, credit, and related lending processes.
- Knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, and documentation.
- Strong oral and written communication skills.
- Analytical skills needed for lease approvals, credit analysis, and underwriting.
- Good organizational and problem-resolution skills.
- Proficient PC skills.
Nice to Have
- Local candidates are strongly preferred.
Team & Environment
You will join the Commercial Real Estate (CRE) Lending team, where you'll collaborate closely with colleagues to manage a portfolio of commercial loans.
Benefits & Compensation
- Medical, Dental, and Vision Insurance starting Day One.
- Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance.
- Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts.
- Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays.
- 401(k) plan with company match, Profit Sharing, and competitive compensation.
- Mental health benefits, including coaching and therapy sessions.
- Tuition Reimbursement for qualifying employees.
- Access to Employee Ambassador preferred banking products.
Work Mode
This is an onsite position located in San Antonio, Texas, United States.
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.
