JD Bank is hiring a Mortgage Originator responsible for the origination and production of real estate mortgage loans. You will achieve profitable loan production while ensuring clients obtain the best mortgage products for their needs.

What You'll Do

Provide professional services to originate, process, and close real estate loans.
Interview loan applicants and analyze credit and financial data.
Develop an understanding of underwriting requirements to establish and negotiate credit terms.
Comply with all RESPA and other regulatory laws and guidelines.
Represent JD Bank professionally at all times.
Develop a business referral network through marketing, prospecting, and networking activities.
Participate in community events and build relationships with realtors and homebuilders.
Cross-sell JD Bank products and services to borrowers.
Provide backup support to other loan originators and processors.
Adhere to all compliance and BSA/AML rules and regulations.
Perform other duties as assigned by Management.

What We're Looking For

A Bachelor’s degree and/or five years of financial institution experience, including one year of management training and finance courses.
Advanced math aptitude and proficiency with analytical calculations.
Experience with FNMA, FHLMC, and GNMA guidelines pertaining to underwriting, appraisals, self-employment analysis, processing, and mortgage insurance.
Hands-on experience with LOS, Caylx, Byte, FNMA Desktop Underwriting/Desktop Origination, and GUS.

Nice to Have

Extensive knowledge of the bank’s loan programs and documentation.
Ability to handle high-pressure, high-volume workloads.
Excellent organizational and communication skills.
Two years of experience operating a personal computer, with thorough knowledge of Microsoft Word and Excel.
Strong human relations skills and a professional demeanor.
Willingness to travel on occasion.