Shape the future of responsible lending by leading data science initiatives in credit risk and fraud prevention. Reporting to the Head of Lending, you'll drive the development and deployment of models that directly influence product decisions, portfolio health, and customer experience across multiple markets.
What You’ll Do
- Design, validate, and oversee the lifecycle of scoring, fraud detection, pricing, and collections optimization models in production environments.
- Turn complex business challenges into clear data-driven strategies, ensuring models are transparent, measurable, and aligned with real-world outcomes.
- Collaborate with product, technology, and credit teams to co-build the risk data science roadmap and prioritize high-impact initiatives.
- Establish performance metrics, monitoring dashboards, and structured reporting processes for key stakeholders.
- Guide regulatory and governance discussions related to model risk and compliance.
- Mentor and expand a dedicated credit data science team, fostering technical excellence and sustainable practices.
- Set and uphold high standards for code quality, model interpretability, and operational reliability.
What We’re Looking For
- At least five years of hands-on experience building and deploying credit or fraud models in a live environment, preferably within a top-tier financial institution or fintech.
- A strong ethical compass, with thoughtful consideration of the societal impact of risk decisions.
- Self-driven, inquisitive, and able to thrive independently while collaborating effectively across disciplines.
- Fluency in both English and French, with the ability to communicate technical concepts clearly to diverse audiences.
Why This Matters
You’ll play a central role in expanding access to fair and simple financial services across French-speaking Africa. Your work will directly support responsible innovation, helping millions gain better control over their financial lives while maintaining a sustainable risk posture.
Environment & Culture
The workplace values autonomy balanced with teamwork, thoughtful analysis paired with practical intuition, and a sustainable approach to professional growth. You'll join a diverse, inclusive team focused on real problem-solving, continuous learning, and long-term development in an environment that respects both insight and integrity.
Work Arrangement
This is a hybrid role. You may be based in Abidjan, Dakar, or remotely within the GMT+/-3 timezone. Flexibility is supported as long as alignment with team rhythms is maintained.
Equal Opportunity
We evaluate every application with fairness and respect. We welcome diverse perspectives and encourage anyone who believes they can contribute—especially those with non-traditional paths or unique strengths—to apply. If you’re passionate about impact and growth, we want to hear from you.
