New York, NY, USA Hybrid Full-time USD 82000-111000/year

Rain is hiring a Disputes & Chargebacks Specialist

About the Role

Manage the full lifecycle of disputes and chargebacks in a growing fintech organization. You will take ownership of each case from initiation through resolution, ensuring compliance with card network regulations while protecting financial and reputational integrity.

Key Responsibilities

  • Lead investigations into disputed transactions by analyzing customer interactions, merchant terms, and payment data
  • Submit and track disputes with major card networks, meeting strict deadlines and documentation standards
  • Use SQL and internal systems to extract and validate transaction details and supporting evidence
  • Prepare well-documented, persuasive responses that align with network requirements to improve recovery success
  • Monitor active cases, manage escalations, and maintain accurate records for audit and compliance purposes
  • Collaborate with Customer Experience, Fraud, Finance, and Operations teams to resolve issues efficiently
  • Identify patterns in dispute trends and contribute to process improvements and automation efforts
  • Stay up to date on evolving card network rules and regulatory expectations

What You Bring

  • 3–5 years of direct experience handling payment disputes, preferably in fintech, banking, or payments
  • Familiarity with Visa and Mastercard dispute workflows and evidence criteria
  • Experience using SQL to query transaction data and support investigations
  • Strong attention to detail, organizational ability, and analytical reasoning
  • Clear communication skills, especially in writing structured, evidence-based responses
  • Ability to manage high case volumes under tight timelines
  • Proficiency with CRM platforms, spreadsheets, and internal dispute tools
  • A proactive mindset focused on identifying root causes and preventing recurring issues

Work Environment

This role supports a hybrid model, allowing team members to choose between working remotely or in-office based on personal preference and productivity needs. The organization emphasizes flexibility, collaboration, and continuous learning in a flat, open structure.

Benefits & Perks

  • Unlimited vacation with a minimum usage policy
  • Home office stipend for remote setup
  • Comprehensive health, dental, and vision coverage for employees and dependents
  • 100% company-paid life insurance for US employees
  • 401(k) plan with 4% employer match
  • Equity options for all team members
  • Access to company products for firsthand experience
  • Wellness allowance through spending cards
  • Regular team gatherings, including domestic and international offsites
Required Skills
SQLCRM systemsExcelGoogle Sheetstransaction validationdispute managementVisa dispute workflowsMastercard dispute workflowsevidence requirementsdata analysisanalytical skillsattention to detailcommunication skillsreportinginternal tools SQLCRM systemsExcelGoogle Sheetstransaction validationdispute managementVisa dispute workflowsMastercard dispute workflowsevidence requirementsdata analysisanalytical skillsattention to detailcommunication skillsreportinginternal tools
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About company
Rain
Rain is building the rails for compliant, global payments, navigating complex financial regulations while partnering with regulators, banks, and innovators to unlock new opportunities.
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Job Details
Department Customer
Category other
Posted 5 days ago