Responsibilities
- Creates and evaluates credit policies that guide lending practices, ensuring they align with regulatory requirements while maintaining profitability.
- Conducts risk analysis to assess the impact of existing and proposed credit policies on an organization's risk exposure.
- Ensures lending practices align with internal policies and external regulations.
- Assesses the effectiveness of credit policies and recommends adjustments to improve outcomes.
- Conducts industry and economic analysis to identify trends and/or opportunities that may impact credit policies.
- Collaborates with teams across finance, risk management, and operations to implement and enforce credit policies.
Requirements
- Bachelor’s degree in finance, economics, business administration, mathematics, statistics, analytics or a related field; or equivalent related work experience.
- Minimum of 3 years professional experience in credit policy analysis or policy development.
- Minimum of 2 years utilizing analytic tools, key performance indicators, and solutions to inform business decisions and policy strategy.
- Current authorization to work in the U.S. (no sponsorship available).
Nice to Have
- Data Visualization certification (i.e. Tableau, Power BI) or SQL certification desired.
Benefits
- Competitive medical, dental, and vision insurance
- Mental health and wellness programs
- Employee performance incentive plan
- Merit-based salary increases
- 401(k) program with immediately vested employer match
- Generous holiday and vacation policies
- Exclusive TCU perks such as employee loan and credit card discounts
Work Arrangement
Hybrid
Additional Information
- Schedule: Monday -Friday 40 hours/week
- Candidates must live within a reasonable commuting distance of the communities served by Travis Credit Union, which include the following counties: Alameda, Colusa, Contra Costa, Merced, Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus, and Yolo.
- For hybrid and remote roles, candidates are still required to reside within a commutable distance of our corporate headquarters in Vacaville, California.
- We are unable to sponsor or assume sponsorship of employment visas for this position.
