The Senior Data Analyst, Product Finance will serve as the strategic architect of Lead's financial data ecosystem, designing scalable and resilient data frameworks for Banking-as-a-Service (BaaS) programs. This high-impact role bridges Engineering and Finance, transforming raw system data into actionable financial intelligence and robust internal controls while ensuring compliance and data integrity.
What You'll Do
- Design and optimize end-to-end data pipelines for Partner Files, building automated, resilient ingestion frameworks that minimize manual intervention
- Develop, peer-review, and maintain production-grade SQL repositories
- Lead the technical logic for onboarding complex new financial partners and integrating multi-source data streams
- Conduct deep-dive forensic analysis on complex financial discrepancies
- Utilize advanced statistical methods to perform root-cause analysis on variance outliers, identifying systemic issues before they impact the General Ledger
- Architect and oversee the automated validation framework
- Define the 'Source of Truth' standards and implement proactive anomaly detection to ensure 100% financial data integrity
- Serve as the lead technical consultant on the Finxact core system
- Translate complex banking configurations into clear financial logic for executive leadership and external auditors
- Perform longitudinal research on transaction patterns and partner behavior to provide predictive insights that inform product pricing and risk strategies
- Identify systemic inefficiencies in existing BaaS workflows and lead cross-functional projects to automate reporting, reducing time-to-close and increasing auditability
- Act as a technical mentor to junior analysts
- Partner directly with Product and Engineering leads to influence the data roadmap for future product launches
- Perform other duties as assigned
What We're Looking For
- Bachelor’s degree in Finance, Accounting, Data Science, or a related quantitative field
- 5–8+ years of experience in Financial Data Analysis, Analytics Engineering, or Fintech Operations
- Master-Level SQL: proven ability to write high-performance queries, manage stored procedures, and optimize complex joins across disparate schemas
- Advanced experience in dimensional modeling and building scalable reporting structures in BI tools or Python/R
- Strong ability to synthesize unstructured data into structured insights, with a proven track record of solving 'black box' data problems through meticulous research and hypothesis testing
- Deep expertise in BaaS, Fintech, or Core Banking accounting (General Ledger structures, settlement logic, and regulatory reporting requirements)
- Expert-level familiarity with Finxact or similar cloud-native banking cores is required
- Exceptional ability to communicate technical data concepts to non-technical executive stakeholders
- Ability to manage projects through the full SDLC (Software Development Life Cycle)
Technical Stack
- SQL
- Finxact
- BI tools
- Python
- R
- Data Modeling
- Dimensional Modeling
- Automated Compliance Systems
- General Ledger Systems
- Settlement Logic Systems
- Regulatory Reporting Systems
Team & Environment
- Cross-functional team collaborating with Engineering, Finance, Product, and Legal
Benefits & Compensation
- Competitive compensation, based on experience, geographic location, and role
- Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits
- FSA
- HSA
- HRA
- Paid parental leave
- Flexible vacation policy, including PTO and paid holidays
- A fun and challenging team environment in a dynamic industry with ample opportunities for career growth
Salary ranges by location: Zone 1: $139,000 - $159,000 (SF/Bay Area, NYC, Seattle); Zone 2: $124,000 - $141,000 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento, Miami); Zone 3: $115,000 - $132,000 (Other US Metros).
Work Mode
- Hybrid work model with office locations in Kansas City, Missouri; San Francisco; Sunnyvale; New York City
- Flexible vacation policy, including PTO and paid holidays
Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
