United Franchise Group (UFG, Inc.) is hiring a Mortgage Processor III to join our team. This role requires a seasoned processor with strong analytical ability to assess conventional and government loan requests based on thorough knowledge of product, underwriting, and investor guidelines. You will serve as the communication liaison between the customer and the Mortgage department, assisting customers in a prompt, courteous, and professional manner.
What You'll Do
- Maintain effective communication with all parties involved in a new loan application to ensure a seamless and positive application experience.
- Work with internal departments and external organizations to obtain processing-related documentation.
- Immediately notify all necessary parties of irregularities relative to standard mortgage guidelines.
- Monitor, update, and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to guidelines.
- Perform administrative duties supporting the origination department.
- Scrutinize a loan application to assess qualification and restructure a loan or recommend solutions.
- Review and accept loan conditions based on underwriter requirements.
- Ensure adherence to all regulatory requirements and guidelines.
- Evaluate changes to borrower’s current fee structure and re-create required regulatory documents.
- Work closely with both internal and external customers.
- Identify risk-related issues needing escalation to management.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
What We're Looking For
- Associates Degree or two years equivalent work experience.
- Two to three years prior mortgage processing or underwriting experience.
Nice to Have
- Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe.
- Ability to make sound decisions based on information provided.
- Knowledge of Product, Investor and Compliance Requirements.
- Versatility and flexibility working within an ever changing fast paced mortgage environment.
- Adapting to new policies and procedures to improve processes and workflow.
- Ability to function independently within time constraints.
- Excellent verbal and written communication skills.
- Highly organized with the ability to multitask.
- Strong attention to detail.
- Prioritization of daily workload.
- Ability to work in a team environment.
- Strong work ethic, reliable and dependable.
Work Mode
This is an onsite position located in Clanton, Alabama, United States of America.
United Franchise Group is an equal opportunity employer.
