Standard Insurance Company is hiring an IDI Disability Claim Specialist to secure and analyze claim information, making accurate benefit decisions on complex and high-liability claims while delivering excellent service.
What You'll Do
- Investigate, secure, and analyze information on claimants' medical conditions, occupational demands, earnings, insured status, and policy provisions to determine eligibility for disability benefits.
- Evaluate insurance applications for accuracy and consistency, partnering with Underwriting, Legal, and other teams as needed.
- Work with medical, vocational, and financial resources to support a thorough and consistent claim evaluation.
- Make and communicate disability approval decisions and issue correct benefits.
What We're Looking For
- A minimum of 3-5 years of disability claims processing experience with at least 2 years of IDI-specific claims experience.
- Ability to understand and interpret all claim evaluation materials such as contract language, medical records, financial records, and legal correspondence.
- Experience acting as a liaison with underwriting, reinsurance carriers, sales, private investigators, and other partners.
- Recognize, understand, and respond to situations involving potentially fraudulent activity and/or litigation to ensure a defensible file.
- Effectively identify and prioritize critical objectives, focusing on high-impact components, and provide effective leadership.
Nice to Have
- A Bachelor’s degree is preferred, but in lieu of a degree, significant IDI claims experience may substitute.
Benefits & Compensation
- Compensation range: $76,250.00 - $111,500.00
- A rich benefits package including medical, dental, vision, and a 401(k) plan with matching company contributions.
- An annual incentive bonus plan.
- Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure.
- A supportive, responsive management approach and opportunities for career growth and advancement.
- Paid parental leave and adoption/surrogacy assistance.
- An employee giving program that double matches your donations to eligible nonprofits and schools.
Work Mode
This is a remote position.
Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law.
