About the Role
The specialist will focus on assessing and managing credit risk across lending activities, using data-driven approaches to support sound financial decisions and maintain portfolio health.
Responsibilities
- Assess creditworthiness of applicants using financial data and risk indicators
- Develop and maintain risk scoring models for lending decisions
- Monitor portfolio performance and identify emerging risk trends
- Collaborate with underwriting teams to refine credit policies
- Conduct in-depth analysis of borrower financial statements
- Evaluate industry and economic factors impacting default risk
- Support the creation of credit limits and loan terms
- Ensure compliance with internal risk frameworks and regulatory standards
- Produce regular risk reporting for senior management
- Investigate anomalies in credit behavior patterns
- Contribute to stress testing and scenario analysis exercises
- Work with data science teams to improve predictive models
- Maintain documentation for risk methodologies and decisions
- Respond to internal audit and compliance review requests
- Assist in onboarding new risk assessment tools and systems
- Provide insights to product teams on risk implications
- Track key risk indicators across customer segments
- Evaluate impact of policy changes on default rates
- Support incident management during credit-related escalations
- Participate in cross-functional risk committees
- Review third-party risk assessments when applicable
- Help align risk strategy with business growth goals
- Identify opportunities to automate risk decisioning
- Stay current with regulatory developments in credit risk
- Contribute to model validation processes
Compensation
Competitive salary and benefits package
Work Arrangement
Hybrid working model with flexibility
Team
Collaborative environment within the risk management division
About the Team
The risk team works at the intersection of data, policy, and customer impact, ensuring sustainable lending practices while enabling business growth through informed decision-making.
What We’re Looking For
We seek a detail-oriented professional with a strong analytical background who can translate data into actionable risk insights and contribute to scalable risk solutions.
Available for qualified candidates
