What You'll Do
Review and evaluate credit applications from small and medium-sized enterprises, focusing on financial performance and repayment ability. You'll interpret financial statements, cash flow patterns, and credit history to form well-supported assessments.
Collaborate with internal teams to ensure credit decisions align with established risk frameworks and regulatory standards. Your analysis will directly influence lending outcomes and help maintain portfolio integrity.
Identify opportunities to refine credit evaluation methods and contribute to process improvements that enhance accuracy and efficiency across the credit lifecycle.
Requirements
- Proven ability to assess financial data and determine repayment capacity for SMEs
- Familiarity with credit evaluation principles and risk assessment methodologies
- Understanding of regulatory requirements related to credit in Saudi Arabia
- Experience working within cross-functional teams, particularly in risk, operations, or product environments
- Solid grasp of internal risk policies and their practical application in lending decisions
Benefits
This role supports professional growth in credit risk management within a regulated financial environment. You’ll gain exposure to diverse SME financial profiles and contribute to shaping sustainable lending practices.
