Rogue Credit Union is hiring a Consumer Loan Underwriter to join our team. In this role, you will evaluate and approve direct, indirect, and third-party consumer loans, ensuring decisions align with our credit policies and deliver exceptional value to our members. You will collaborate closely with branch staff and dealer partners to provide solutions that support our members' financial journeys.
What You'll Do
- Underwrite direct, indirect, and third-party loan requests within established guidelines and your delegated authority.
- Communicate loan decisions and terms clearly and promptly to branch staff, dealer partners, and vendors.
- Provide rationale for decisions while evaluating potential solutions and cross-sell opportunities.
- Assess applications for creditworthiness and collateral value using sound underwriting principles.
- Deliver member-focused solutions with unsurpassed service to internal departments and external partners.
- Coach and train front-line staff while maintaining a helpful and enthusiastic demeanor.
- Lead troubleshooting efforts and handle delicate situations with loan applicants and vendors.
- Answer inquiries from dealers and staff and respond to phone calls.
- Stay current on regulations, credit union policies, and operational procedures to ensure compliance.
- Monitor trends that affect lending and communicate findings to management and relevant departments.
- Proactively perform other duties as needed.
What We're Looking For
- Three to five years of similar or related underwriting experience.
- A high school education or GED.
Team & Environment
You will be part of the Consumer Lending Department and report directly to the Consumer Loan Center Manager.
Rogue Credit Union is an equal opportunity employer.
