Rogue Credit Union is looking for a Consumer Loan Underwriter to evaluate and approve loan applications with a focus on member service. You will underwrite direct, indirect, and third-party consumer loans in line with our policies, working collaboratively with branches and partners to deliver effective solutions.
What You'll Do
- Underwrite direct, indirect, and third-party loan requests within established credit guidelines and authority.
- Notify branch staff, dealer partners, and vendors of loan decisions promptly, clearly defining acceptable terms.
- Provide clear explanations for loan decisions while evaluating potential solutions and cross-sell opportunities.
- Assess each application for applicant creditworthiness, collateral value, and other factors using sensible underwriting principles.
- Deliver member-focused solutions while providing friendly, helpful, and enthusiastic service.
- Provide coaching and training to frontline staff, maintaining a supportive demeanor.
- Take a lead role in troubleshooting problems and handling delicate situations with applicants and vendors.
- Answer questions from dealers and staff and respond to phone calls.
- Stay current on regulations, credit union policies, operational controls, and security procedures.
- Remain alert to trends or conditions that affect lending.
- Communicate frequently with the Consumer Lending Center Manager and related departments regarding portfolio trends.
- Proactively perform other duties as needed or assigned.
What We're Looking For
- Three to five years of similar or related underwriting experience.
- A high school education or GED.
Team & Environment
You will report directly to the Consumer Loan Center Manager. We foster a culture where team members feel supported, can grow their careers, and love where they work. We strive to make an impact in the communities we serve by living, giving, and supporting local.
Work Mode
This is an onsite position.
