Champions Funding LLC is hiring a Closer to manage the final stages of our Non-QM mortgage loan process. In this role, you will prepare, review, and finalize closing documents while coordinating with multiple stakeholders to facilitate timely closings and ensure regulatory compliance.
What You'll Do
- Prepare, review, and finalize loan closing documents for Non-QM mortgage loans, ensuring accuracy and adherence to company and investor guidelines.
- Verify loan terms, fees, and conditions, ensuring compliance with all applicable state and federal regulations.
- Coordinate with account executives, underwriters, processors, and other stakeholders to facilitate timely and efficient closings.
- Identify and resolve any outstanding conditions, discrepancies, or documentation issues prior to closing and funding.
- Ensure all required documentation is properly executed, recorded, and stored in compliance with company and regulatory requirements.
- Communicate closing timelines, funding status, and expectations to all involved parties to ensure a seamless borrower and partner experience.
- Review closed loan files to confirm that all funding conditions are satisfied before authorizing fund disbursement.
- Authorize the release of funds to title or escrow companies once all closing conditions are met, ensuring compliance with internal wire procedures.
- Balance and disburse loan funds in accordance with company policies and reconcile warehouse lines daily for accuracy.
- Audit closed loan packages for completeness, accuracy, and regulatory compliance prior to funding.
- Maintain accurate records of loan files and funding transactions, ensuring timely upload of documents into the Loan Origination System (LOS).
- Stay current on Non-QM program updates, investor requirements, and regulatory changes to ensure compliant and efficient processes.
- Assist in identifying and implementing process improvements to enhance operational accuracy and workflow efficiency.
- Provide support and guidance to team members as needed, fostering a collaborative and high-performing work environment.
What We're Looking For
- 3+ years of experience in mortgage closing and funding, preferably in the Non-QM space.
- Strong knowledge of Non-QM loan products, mortgage closing/funding procedures, and regulatory requirements.
- Experience working with Loan Origination Systems (LOS) and mortgage document preparation software.
- Detail-oriented with strong analytical and problem-solving skills.
- Excellent communication and organizational abilities, with the capacity to multitask in a fast-paced environment.
- Ability to work both independently and collaboratively to meet deadlines and maintain efficiency.
- Familiarity with TRID, RESPA, and other mortgage compliance regulations.
Nice to Have
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and wire reconciliation processes.
Technical Stack
- Loan Origination Systems (LOS)
- Mortgage document preparation software
- Microsoft Office Suite (Excel, Word, Outlook)
Team & Environment
You will coordinate closely with account executives, underwriters, processors, and other stakeholders to ensure smooth closings.
Work Mode
This role is fully remote and open to candidates globally.
Champions Funding LLC is an equal opportunity employer.
