Responsibilities
- Oversee the credit risk management process.
- Develop and implement credit policies and procedures.
- Manage the credit portfolio to ensure optimal performance.
- Analyze credit data to identify trends and make recommendations.
- Collaborate with senior management to align credit strategies with business objectives.
- Ensure compliance with regulatory requirements and industry standards.
- Lead a team of credit analysts and officers.
- Review and approve credit applications and decisions.
- Monitor and report on credit risk and portfolio performance.
- Implement risk mitigation strategies to minimize credit losses.
- Provide training and guidance to staff on credit policies and procedures.
- Conduct regular credit reviews and assessments.
- Manage relationships with external credit agencies and vendors.
- Develop and maintain credit risk models and analytics.
- Prepare and present credit reports to the board and senior management.
- Stay updated on industry trends and best practices in credit risk management.
- Ensure the accuracy and integrity of credit data and records.
- Assist in the development of the annual budget and financial forecasts.
- Participate in strategic planning and decision-making processes.
- Ensure the effective use of credit technology and systems.
- Manage vendor relationships and contracts related to credit operations.
- Provide support to other departments on credit-related matters.
- Ensure the timely resolution of credit-related issues and disputes.
- Develop and implement credit risk management training programs.
Nice to Have
- Master's degree in Finance, Economics, or a related field.
- Certified Credit Professional (CCP) or similar certification.
- Experience in the financial services industry.
- Knowledge of advanced credit risk management techniques.
- Experience in managing large and complex credit portfolios.
- Familiarity with regulatory bodies and compliance requirements.
- Experience in developing and implementing risk mitigation strategies.
- Ability to work in a fast-paced and dynamic environment.
- Experience in managing credit-related disputes and issues.
- Knowledge of credit technology and systems.
- Experience in preparing and presenting reports to senior management.
- Ability to develop and maintain credit risk models and analytics.
- Experience in managing relationships with external credit agencies.
- Knowledge of industry trends and best practices in credit risk management.
- Experience in conducting regular credit reviews and assessments.
- Ability to provide training and guidance to staff on credit policies.
- Experience in managing credit-related vendor relationships and contracts.
- Knowledge of financial analysis and reporting techniques.
- Ability to ensure the accuracy and integrity of credit data and records.
- Experience in participating in strategic planning and decision-making processes.
- Ability to manage and lead a team of credit analysts and officers.
- Experience in developing and implementing credit risk management training programs.
Compensation
Up to 170K
Work Arrangement
On-site
Team
Work closely with senior management, credit analysts, and other departments to align credit strategies with business objectives.
Job ID
3608
Job Type
Full-time
Industry
Financial Services
Education
Bachelor's degree in Finance, Economics, or a related field. Master's degree preferred.
Experience
Minimum of 10 years of experience in credit risk management, with at least 5 years in a leadership role.
Certifications
Certified Credit Professional (CCP) or similar certification preferred.
Travel
Occasional travel may be required.
Schedule
Monday to Friday, standard business hours.
Benefits
Competitive benefits package, including health insurance, retirement plans, and paid time off.
Application Instructions
Submit resume and cover letter for consideration.
Not provided
