Bank of Montreal (BMO) is hiring a Bilingual Account Specialist to join our Customer Shared Services team. In this remote role, you will collaborate to review delinquent, high-risk, or written-off accounts to identify collections opportunities. You'll build customer relationships by understanding their needs and advising on payment strategies and suitable products.
What You'll Do
- Deliver exceptional, responsive customer service that builds trust through expertise.
- Develop rapport and credibility with clients as a trusted relationship manager.
- Execute established loss mitigation processes for non-performing and high-risk accounts.
- Handle incoming calls in an informed, professional, and efficient manner.
- Probe to understand customer needs and provide advice on payments and collections strategies.
- Send client communications, process transactions, and interact with internal stakeholders.
- Integrate marketing promotions and programs into customer conversations as appropriate.
- Analyze data and information to provide insights and recommendations.
- Manage all transactions from customer calls or refer to appropriate internal groups.
- Complete required documentation to ensure customer requests are accurately processed.
- Collaborate in the efficient functioning of the collections life cycle.
- Follow documented policies and procedures to execute transactions and activities.
- Maintain current knowledge of collections strategies, practices, and regulatory trends.
- Support continuous improvement initiatives by identifying and implementing process enhancements.
- Complete complex tasks within given rules and analyze issues to determine next steps.
What We're Looking For
- 1–2 years of relevant experience and a post-secondary degree in a related field (or equivalent combination).
- Ability to work a flexible shift schedule: Monday–Friday 7:00 a.m.–11:00 p.m., Saturdays 8:00 a.m.–6:00 p.m., and Sundays 1:00 p.m.–8:00 p.m. EST.
- Availability to start on March 4th.
- Working knowledge of federal, state/provincial, and local laws pertaining to Consumer Collections.
- Knowledge of BMO products and services and the competitive marketplace.
- Bilingual proficiency (English, French).
- Good verbal, written communication, organization, collaboration, and analytical skills.
Team & Environment
You'll be part of the Customer Shared Services team at BMO, working in a fully remote capacity.
Benefits & Compensation
- Compensation: $36,000.00 - $54,500.00
- Health insurance
- Tuition reimbursement
- Accident and life insurance
- Retirement savings plans
- Performance-based incentives and discretionary bonuses
- Other perks and rewards
Work Mode
This is a fully remote position.
BMO is committed to an inclusive, equitable, and accessible workplace. Accommodations are available on request for candidates taking part in all aspects of the selection process.





