Mobilitas is seeking an Associate State Product Manager for California Auto to lead strategic initiatives that drive profitable growth across multiple products and distribution channels. In this role, you will be responsible for guiding business planning, monitoring performance, and collaborating with cross-functional partners to execute rate actions and product enhancements.
What You'll Do
- Strategize, build, and implement product plans for assigned markets, ensuring compliance.
- Consult with State Product Leadership to drive clarity of business strategies and operating objectives.
- Influence overall strategy and business plans, defining where, how, and when to contend in the market.
- Develop product specifics and lead large initiatives critical to the success of our largest book of business.
- Work closely with distribution partners to ensure product performance, proper execution, and strategic product distribution.
- Utilize advanced product knowledge to make recommendations and develop market introduction plans.
- Use sound analysis to find efficient ways of adapting countrywide initiatives for local markets.
- Collaborate with and oversee a team of analyst(s) and Product Specialists, empowering them and holding them accountable.
- Oversee product development, delivery, and analysis for assigned markets.
- Supervise all aspects of product performance, including close ratio, retention, book quality, and channel satisfaction.
- Review claims trends to achieve loss ratio targets.
- Maintain market-specific competitive intelligence and trend analyses.
- Ensure alignment within and across functions and communicate results throughout the organization.
- Drive strategy and advocate for the specific needs of California Auto, partnering on rate and non-rate actions.
- Travel for high-impact relationship building opportunities with partners.
What We're Looking For
- Bachelor's degree in finance, marketing, business, or a related field, or an equivalent combination of education and experience.
- 8+ years of related work experience with 5+ years in the personal lines P&C insurance industry.
- Prior experience in state product management, analytical, product specialist, or market generation roles, or related functions like pricing or product strategy.
- Enhanced strategic and business insight.
- Excellent oral and written communication skills, with the ability to create and deliver effective presentations.
- Ability to influence without direct authority.
- Thorough knowledge of the P&C insurance industry, products, marketplace, competitive landscape, and pricing.
- In-depth product management expertise.
- Developed understanding of financial drivers of profitability and a proven track record of developing profitability-based strategies.
- Consultative leadership orientation.
- Advanced negotiation skills and the ability to influence seasoned and senior-level internal and external parties.
- Experience coaching and mentoring more junior team members.
- High-level knowledge and proficiency in change management concepts and practices, with success motivating and influencing others at all levels.
Nice to Have
- Advanced degree, CPCU designation, or Actuarial designations.
- Shows respect for differences through excellent communication skills with people from an array of backgrounds.
- Actively shapes company culture through supporting employee resource groups, mentoring, volunteering, or joining cross-functional projects.
- Champions cultural norms like helping onboard new team members and building relationships.
- Demonstrates a company ownership mindset, thinking beyond boundaries of their own area.
- Travels as needed for enterprise meetings, divisional/team meetings, and other in-person meetings.
- Fulfills business needs, which may include investing extra time or helping other teams.
Team & Environment
You will collaborate with a team of analyst(s) and Product Specialists, empowering them and holding them accountable for their work.
Benefits & Compensation
- Total compensation package.
- Annual bonus eligibility for most roles.
- 401(k) with a company match.
Work Mode
This is a remote position open to candidates anywhere in the United States, excluding Hawaii and Alaska.
CSAA Insurance Group is an equal opportunity employer.
