San Francisco, CA, New York, NY, Portland, OR, or Remote within Canada or United States Hybrid Employment $200,700 - $250,900

Mercury is hiring a Senior Software Engineer - Risk (AI & Automation)

About the Role

You will lead the development of intelligent systems that identify and respond to financial risk using machine learning, automation, and real-time data processing. This role requires strong technical depth and collaboration across engineering, data science, and product teams.

Responsibilities

  • Design and implement scalable backend services to support risk detection and response
  • Develop machine learning pipelines that identify anomalous financial activity
  • Collaborate with data scientists to productionize risk models
  • Build automation frameworks to reduce manual intervention in risk operations
  • Work with large-scale transaction data to improve signal accuracy
  • Optimize system performance for low-latency decisioning
  • Ensure high availability and reliability of risk-critical services
  • Define and enforce software engineering best practices within the team
  • Contribute to architectural decisions for risk infrastructure
  • Integrate third-party data sources to enhance risk intelligence
  • Monitor system behavior and respond to production incidents
  • Write clean, maintainable, and well-tested code
  • Participate in code reviews and system design discussions
  • Support compliance and audit requirements for risk systems
  • Improve observability and debugging tools for risk workflows
  • Evaluate new technologies for risk detection capabilities
  • Collaborate with security teams on threat modeling
  • Document system designs and operational procedures
  • Mentor junior engineers and support team growth
  • Drive initiatives to reduce false positives in risk alerts
  • Balance innovation with operational stability
  • Ensure data privacy and regulatory alignment in system design
  • Work closely with product managers to define risk feature roadmaps
  • Contribute to post-incident reviews and preventive improvements
  • Stay current with advancements in AI and fraud detection

Compensation

Competitive salary and equity package

Work Arrangement

Hybrid with flexibility based on location and team needs

Team

Part of the Risk Engineering group focused on AI, automation, and real-time decisioning

Why This Role Matters

Financial systems face evolving threats that require intelligent, automated defenses. In this role, you’ll build the infrastructure that identifies and stops risk in real time, protecting users and enabling trust at scale.

What You’ll Build

You’ll develop systems that process millions of transactions, apply machine learning models to detect suspicious patterns, and trigger automated responses—all with minimal latency and high precision.

Available for qualified candidates

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About company
Mercury
Mercury provides a product that serves over 100,000 businesses.
All jobs at Mercury Visit website
Job Details
Department Risk Engineering
Category other
Posted 2 hours ago