Monzo is hiring a Senior Financial Crime Investigator - Screening

Monzo is looking for a Senior Financial Crime Investigator - Screening to join our mission to make money work for everyone. You will be a subject matter expert within the Financial Crime Screening team, reviewing complex cases, handling escalations, and coaching colleagues.

What You'll Do

• Review high priority or complex tasks, such as enhanced due diligence (EDD), conducting open source investigations where required.
• Answer escalations from Investigators and other colleagues from across the business.
• Coach colleagues on our Financial Crime Screening tasks, including supporting our global partners.
• Proactively use your experience to improve the knowledge, skills, and performance of others.
• Drive team morale by being positive and enthusiastic, helping to create an enjoyable and supportive atmosphere.

What We're Looking For

• Solid experience in fighting financial crime, specifically in customer due diligence and enhanced due diligence.
• A basic understanding of PEPs, Adverse Media, and Sanctions screening.
• Confidence in using open source information to inform your reviews and investigations.
• Strong team player, able to work effectively with colleagues with diverse backgrounds and provide actionable feedback.
• A developing understanding of UK legislation and regulations around economic crime, keeping up to date with emerging risks.
• Great time management skills, flexibility, and the ability to work with limited supervision.

Nice to Have

• Able to articulate the financial crime threats facing fintechs and the banking sector.
• Previous experience approving or signing-off customer due diligence reviews prepared by colleagues.
• Hold or are working towards a relevant qualification in financial crime, such as ICA or ACAMS.
• Experience working in a regulated bank in financial crime screening and customer due diligence, specifically in payments or sanctions screening, high-risk customer EDD, or PEPs.

Team & Environment

You will join a team of 12 as part of the Financial Crime Screening Team, reporting to a Financial Crime Team Manager.

Benefits & Compensation

• Salary: £29,450 - £37,250 + equity share options
• £1,000 learning budget annually for books, training, and conferences.
• Time off approved on your birthday if it falls on a scheduled work day.
• Flexible working hours.
• Work from home setup provided, including a Macbook.

Work Mode

This role is based in the UK.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.