Responsibilities
- Lead core Group-wide Financial Crime Framework initiatives: Maintain and evolve our Enterprise-Wide Risk Assessment (EWRA) and Policy suite, ensuring they remain dynamic and aligned with EBA guidelines and local regulations.
- Execute 2nd Line Monitoring: Design and conduct thematic reviews of 1st Line processes (Onboarding, Transaction Monitoring, CDD) to test control effectiveness and identify gaps before they become risks.
- Advise on High-Risk Decisions: Act as the primary escalation point for complex cases and provide 'check and challenge' on new product launches to ensure we balance commercial goals with regulatory obligations.
- Drive Regulatory Horizon Scanning: Monitor the shifting EMI regulatory landscape (including UK MLRs and EU Directives), translating complex legal changes into actionable business requirements.
- Mentor and Elevate Standards: Provide technical guidance to junior team members, fostering a culture of confidence and regulatory rigour within the FCC function.
Requirements
- A minimum of 6 years in Financial Crime Compliance, with at least 3 years specifically within a 2nd Line of Defense role where you held an oversight capacity.
- A solid understanding of EMI business models, automated transaction monitoring logic, and API-led onboarding flows.
- Strong communication skills and the ability to collaborate with 1st Line, Product and Ops teams, comfortably delivering constructive challenges to stakeholders when risks exceed our appetite.
Nice to Have
- A background holding an ICA Diploma (or equivalent) or ACAMS certification.
Benefits
- Your own Pleo card (no more out-of-pocket spending!)
- Lunch is on us for your work days - enjoy catered meals or receive a lunch allowance based on your local office
- Comprehensive private healthcare
- We offer 25 days of holiday + your public holidays
- We use MyndUp to give our employees access to free mental health and well-being support with great success so far
- Paid parental leave - we want to make sure that we're supportive of families and help you feel that you don't have to compromise your family due to work
Work Arrangement
Hybrid
Team
Team size: 850+. Structure: Risk & Compliance (2nd Line of Defense) team
Additional Information
- English first. Since it's our company language, please submit your application in English. You’ll be using it a lot if you join us.
- A fair look for everyone. Our talent team reads every single application to ensure the process is fair. To keep things running smoothly, we only accept applications through our system—our support team can’t pass on calls or emails.
- Diversity drives us. We can only reach our goals if our team reflects the world around us. That starts with you hitting apply, even if you don't tick every single box. We encourage people from all backgrounds and experiences to join us.
- Interview at your best. We want you to feel comfortable throughout the process. If you have any accessibility requirements or need a specific format, email belonging@pleo.io. We’ll design a process that works for you.
- Your data is safe. When you apply, we process your personal data as a data processor. For more information on how Pleo processes personal data, read our Applying for multiple roles? Nothing is stopping you, and we assess every role independently. However, we do look for alignment, so make sure you can explain why your interest and experience are right for each specific role. Reapplying. If you’re applying for the same role again, please wait six months from your last decision before hitting submit.
- 12 months contract base
