Affirm is hiring a Senior Counsel, Product

Affirm is hiring a Senior Counsel, Product to join its International Product Legal team. In this role, you will provide legal support for the servicing and underwriting lifecycle of our payments and Buy Now, Pay Later loan products, with a focus on Australia's regulatory environment, while engaging in strategic projects that advance the company's objectives.

What You'll Do

• Counsel business teams and cross-functional stakeholders on consumer financial services laws and regulations, including Australia Consumer Credit and Consumer Protection Laws, regulatory compliance, and frameworks for payments, e-commerce, and online platforms.
• Support the origination and servicing of Affirm's loan and payment products.
• Provide strategic legal advice on Australia consumer finance and protection laws.
• Monitor legal and regulatory developments in consumer lending and servicing.
• Act as a trusted advisor, sharing legal expertise and support with teammates.
• Identify and evaluate business and legal risks, partnering on creative problem-solving.
• Draft terms and conditions, disclosures, and review marketing copy.
• Create and solve initiatives related to new and existing products to support business partners.
• Work independently and learn regulations and laws in other jurisdictions.

What We're Looking For

• 6+ years of related business, government, or fintech experience, preferably with a focus on Payments, Consumer Credit, Banking, or BNPL.
• Qualified lawyer in Australia, UK, or an equivalent jurisdiction, with a minimum of 5 years of professional legal experience.
• Established expertise in all areas of the consumer credit lifecycle, including originations, underwriting, licensing, KYC/AML, servicing, credit reporting, and collections.
• Experience developing creative approaches to legal challenges while providing business-focused advice.
• Strong project management, critical thinking, creativity, and analytical skills.
• Passion for improving credit products and consumer experiences.

Nice to Have

• 7 years of professional legal experience.
• A combination of private practice and in-house experience.

Team & Environment

You will be part of the International Product Legal team.

Benefits & Compensation

• Health care coverage – Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets – generous stipends for spending on Technology, Food, various Lifestyle needs, and family-forming expenses.
• Time off – competitive vacation and holiday schedules.
• ESPP – An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
• Compensation: GBR base pay range per year: £133,000 – £173,000

Work Mode

This role is remote-first and based in GBR.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.