US-NC-Charlotte On-site Employment

United Community is hiring a Mortgage Loan Originator

About the Role

The ideal candidate will build relationships with clients, evaluate financial profiles, and manage loan applications from origination to closing while ensuring compliance and accuracy.

Responsibilities

  • Originate and process mortgage loans for home purchases and refinances
  • Assess client financial information to determine loan eligibility
  • Explain loan options and terms clearly to borrowers
  • Collect and verify required documentation for loan applications
  • Maintain accurate records throughout the loan lifecycle
  • Communicate regularly with clients, real estate agents, and underwriters
  • Ensure compliance with federal, state, and company lending regulations
  • Meet or exceed monthly and quarterly loan production goals
  • Build relationships with real estate professionals and referral sources
  • Stay current on mortgage products, rates, and market conditions
  • Guide borrowers through the application and approval process
  • Submit complete loan packages to underwriting teams
  • Respond promptly to client inquiries and status requests
  • Coordinate with title and escrow companies during closing
  • Identify and resolve discrepancies in loan files
  • Maintain up-to-date NMLS registration and licensing
  • Attend industry training and professional development sessions
  • Support internal audits and compliance reviews
  • Follow ethical lending practices and fair housing guidelines
  • Use CRM tools to track client interactions and pipeline status

Compensation

Competitive compensation based on experience and performance

Work Arrangement

Full-time, in-office position with potential for hybrid flexibility

Team

Collaborative team environment focused on client service and loan processing

Why Join Us

  • Opportunity to work in a stable, community-focused financial services environment
  • Supportive team culture with shared goals and recognition of achievements
  • Access to ongoing training and career advancement pathways

Required Certifications

  • Active NMLS registration
  • Successful completion of SAFE Act requirements
  • Continuing education credits up to date

No visa sponsorship available for this role

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About company
United Community

United Community is a financial services company providing banking, lending, and wealth management solutions to individuals, businesses, and communities.

The company offers a wide range of personal and business banking services, including checking and savings accounts, loans, credit cards, and digital banking tools. Its mortgage division supports homebuyers and refinancing customers with tailored loan options, down payment assistance, and home construction financing.

Through its Treasury Management and specialized lending divisions, United Community serves unique industries such as healthcare, nonprofit, franchise, and renewable energy sectors. The company emphasizes secure, accessible banking with features like Zelle, mobile deposit, and fraud protection.

All jobs at United Community Visit website
Job Details
Department Mortgage
Category other
Posted 3 hours ago