Bank of England Mortgage is hiring a Mortgage Loan Officer to serve clients in the Panama City, FL area. In this role, you will act as a trusted advisor, guiding clients through the entire residential lending process to secure suitable mortgage products.
What You'll Do
- Evaluate and process residential mortgage loan applications, ensuring accuracy and compliance with regulatory standards.
- Advise clients on home equity options, FHA financing, VA loans, and other mortgage products tailored to their financial situations.
- Collaborate with underwriters, real estate agents, and closing agents to facilitate smooth and timely loan closings.
- Utilize automated underwriting systems to assess loan eligibility and risk, providing clear guidance to clients throughout the process.
- Maintain up-to-date knowledge of mortgage lending regulations, market conditions, and product offerings to effectively serve clients.
What We're Looking For
- Proven experience in residential mortgage lending or a related financial services role.
- Comprehensive knowledge of mortgage loan products including FHA and VA loans.
- Familiarity with automated underwriting systems and loan processing software.
- Strong understanding of loan closing procedures and regulatory compliance requirements.
- Valid state licensing as a Mortgage Loan Originator (MLO) or equivalent certification.
Nice to Have
- Bachelor’s degree in finance, business administration, or a related field.
- Experience working within banking or nonbank credit intermediation environments.
- Demonstrated success in building client relationships and generating referral business.
- Advanced training or certification in mortgage lending or underwriting.
- Proficiency with customer relationship management (CRM) software and digital mortgage platforms.
Technical Stack
- Automated underwriting systems
- Loan processing software
- Customer relationship management (CRM) software
- Digital mortgage platforms
Work Mode
This position is based locally in the Panama City, FL area. You will engage directly with clients and partners in this community.
