Bank of England Mortgage is hiring a Mortgage Loan Officer to serve clients in the Panama City, FL area. In this role, you will act as a trusted advisor, guiding clients through the entire residential lending process to secure suitable mortgage products.

What You'll Do

Evaluate and process residential mortgage loan applications, ensuring accuracy and compliance with regulatory standards.
Advise clients on home equity options, FHA financing, VA loans, and other mortgage products tailored to their financial situations.
Collaborate with underwriters, real estate agents, and closing agents to facilitate smooth and timely loan closings.
Utilize automated underwriting systems to assess loan eligibility and risk, providing clear guidance to clients throughout the process.
Maintain up-to-date knowledge of mortgage lending regulations, market conditions, and product offerings to effectively serve clients.

What We're Looking For

Proven experience in residential mortgage lending or a related financial services role.
Comprehensive knowledge of mortgage loan products including FHA and VA loans.
Familiarity with automated underwriting systems and loan processing software.
Strong understanding of loan closing procedures and regulatory compliance requirements.
Valid state licensing as a Mortgage Loan Originator (MLO) or equivalent certification.

Nice to Have

Bachelor’s degree in finance, business administration, or a related field.
Experience working within banking or nonbank credit intermediation environments.
Demonstrated success in building client relationships and generating referral business.
Advanced training or certification in mortgage lending or underwriting.
Proficiency with customer relationship management (CRM) software and digital mortgage platforms.