Tilt is hiring a Lead Engineer for NIRA, our newly acquired credit business in India. This is a hands-on technical expert role where you will spearhead the system redesign and scale production systems for real-time credit decision engines, loan origination, and loan management. You will report to NIRA's founders in India while partnering closely with global Tilt engineering teams.
What You'll Do
- Own the end-to-end design, development, and deployment of highest impact systems across the loan lifecycle including credit decision, loan origination, and management.
- Prototype, integrate, and deploy new technologies, solutions, and rewrites to run the ongoing business while redesigning for future scale.
- Build system capability to rapidly iterate on new data sources, segments, credit decision components, and new lending partners.
- Build internal platform tools to support and catalyze recurring engineering workloads in the team.
- Mentor and lead primarily by example, undertaking team coaching initiatives aimed at striving for engineering excellence.
- Partner with other international and US engineering teams to identify transferable learnings and common artifacts.
What We're Looking For
- Bachelor’s degree in Engineering, Computer Science, Mathematics, or a similar quantitative field.
- 6+ years of industry experience in backend development on large-scale, high-traffic production systems.
- Strong hands-on expertise in databases (open source & managed), APIs, servers, and backend architecture.
- Experience scaling a product from a few millions to tens of millions of users in an individual contributor role.
- Experience enabling decision making & deployment of product iterations based on purpose-fit A/B testing or other decision systems.
- Experience leading to rapid prototypes and integrations on both the demand and supply side of a business.
- Ability to communicate effectively about details and convey impact to an executive audience.
Technical Stack
- Backend: Modular microservices (serverless deployment)
- Languages: Java, Python, NodeJS
- Databases: DynamoDB (primary), AWS Glue + Athena (secondary)
- Data Science & Decisioning: Python-based models deployed on serverless architecture
- Internal Tools: NodeJS for Operations workflow management
Team & Environment
This is a senior individual contributor role, not a people management role. You will report directly to NIRA’s founders in India.
Benefits & Compensation
- Virtual-first teamwork with a WFH office reimbursement to start.
- Competitive pay and generous equity.
- Flexible health plans at every premium level with substantial subsidies.
- Direct exposure to leadership team.
- Paid global onsites twice yearly.
- Growth opportunities based on contributions, not rigid promotion timelines.
Work Mode
This role is hybrid based in Bangalore, India.
We chase excellence and impact. We stand behind our work, celebrating wins and learning from missteps. We foster an environment where every voice is valued and mutual respect is non-negotiable. We work to expand access to fair credit and prove that people are incredible.




