Mydiscoverbenefits is seeking a Lead Collections Specialist for PM shifts to service delinquent credit card accounts through outbound, inbound, and digital messaging channels. You will minimize losses by assessing customer situations to provide relevant payment options while strengthening relationships in a fast-paced call center environment.
What You'll Do
- Service delinquent credit card accounts through varying contact channels including outbound, inbound, and digital messaging.
- Minimize losses by assessing each customer situation to provide relevant payment options while strengthening the customer relationship.
- Utilize professional and influential communication to keep customer goodwill while securing payments.
- Use multi-tasking skills to handle back-to-back calls in a fast-paced call center environment.
- Actively manage and escalate risk and customer-impacting issues within the day-to-day role to management.
- Review past due accounts and call customers to arrange an acceptable payment program.
- Build rapport with cardmembers and work with customers to secure repayment on delinquent accounts.
- Ensure compliance with company policies and procedures.
- Handle difficult collection calls as determined by center management.
What We're Looking For
- H.S. Diploma or GED
- 2+ years Collections experience
- 2+ years Advanced-level experience in customer service, detail orientation, professionalism, verbal communication, collections, negotiation, compliance, and system/computer fluency
- 1+ years Working-level experience in listening skills
Nice to Have
- 3+ years Collections experience
- 2+ years Advanced-level experience in problem solving and influencing
- 1+ years Working-level experience in decision making
Benefits & Compensation
- Compensation: $23.25 to $30.50 per hour
- Paid Parental Leave
- Paid Time Off
- 401(k) Plan
- Medical, Dental, Vision, & Health Savings Account
- Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances
- Recognition Program
- Education Assistance
- Commuter Benefits
- Family Support Programs
- Employee Stock Purchase Plan
- One-time $500 home office setup allowance
- $60 monthly payment to offset remote work expenses
Work Mode
This is a hybrid position open to candidates in Ohio, Utah, and Arizona.
Our culture is built on three principles: We Play to Win, We Get Better Every Day, and We Succeed Together.
Discover, a division of Capital One, N.A., is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status.

