The Head of Data will lead Uncapped's data organization—spanning data engineering, analytics, and data science—at The IMA Group. This role is central to building a world-class data ecosystem that powers alternative credit scoring, product innovation, and business insights to fuel rapid growth.
What You'll Do
- Lead Data Strategy & Team: Build and mentor a high-performing data organisation while architecting the company-wide data vision that directly supports the mission to turn data into instant capital access.
- Establish governance policies and core principles that enable autonomous, data-driven decision-making across the business.
- Build Innovative Underwriting Capabilities: Partner with Risk and Engineering teams to develop cutting-edge credit decisioning models using alternative data sources (Shopify sales, bank transactions, stock levels) rather than traditional credit bureaus.
- Scale underwriting infrastructure to support both internal lending and underwriting-as-a-service for acquired loan books.
- Own Data Infrastructure & Platform: Design and evolve the automated data platform, building scalable pipelines that ingest large volumes of forward-looking data while consolidating existing sources.
- Balance infrastructure development with cost optimization and query performance to support high-growth trajectory.
- Drive Data Quality & Governance: Establish rigorous standards for data collection, security, and compliance.
- Create the single source of truth for critical business entities.
- Implement processes that ensure engineering teams build features on solid data foundations.
- Enable Cross-functional Impact: Partner with Risk, Product, and Sales to deliver actionable insights, self-service analytics, and models that monitor portfolio health and unlock revenue opportunities.
- Assess costs and benefits of new data initiatives to drive commercial value as the company scales rapidly.
Work Mode
Hybrid based in London or Warsaw, or fully remote from Europe or the UK.
