Ramp is looking for a Fraud Risk Associate to join our Fraud Strategy team. In this role, you will leverage data to develop and optimize fraud strategies, including underwriting and customer management. You will be given significant ownership of your projects to innovate and execute your ideas, driving impactful changes to our fraud prevention policies.
What You'll Do
- Leverage external and internal performance data to develop best-in-class fraud policies (e.g., identity/first-party fraud, transaction fraud, account takeover fraud, KYC/B).
- Deep dive into individual fraud events to perform root cause analyses and develop fraud defenses.
- Partner with product, engineering, and design teams to execute fraud policies and features.
- Implement fraud risk metric monitoring by researching/resolving risk events and developing levers that mitigate risk factors.
- Partner with data scientists to build and leverage fraud risk models in Ramp’s risk policy.
- Drive Ramp’s customer experience by diving deep into the flow of funds (repayments, chargebacks, etc.).
- Research emerging underwriting and fraud trends to innovate on Ramp's decision systems and policies.
What We're Looking For
- Minimum 2 years of experience in fraud risk management or quantitative strategy role.
- Minimum 2 years of experience using SQL, Python, or R for data retrieval and manipulation.
- Excellent written and verbal communication skills.
Nice to Have
- Experience in high-growth startups.
- Experience within consumer/corporate/small business cards, payments, invoices, lending, or related industries.
Technical Stack
- SQL
- Python
- R
Team & Environment
You will be a member of Ramp's Fraud Strategy team.
Benefits & Compensation
- 100% medical, dental & vision insurance coverage for you.
- Partially covered for your dependents.
- One Medical annual membership.
- 401k (including employer match on contributions made while employed by Ramp).
- Flexible PTO.
- Fertility HRA (up to $5,000 per year).
- WFH stipend to support your home office needs.
- Wellness stipend.
- Parental Leave.
- Relocation support to NYC or SF.
- Pet insurance.
- Compensation: For candidates located in NYC or SF, the pay range is $102,300 - $165,450. For candidates located in all other locations, the pay range is $92,100 - $148,950.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
