PactFi is a rapidly growing capital markets fintech company seeking a Fractional Compliance Officer to scale our compliance and risk management program. This is a part-time, fractional role designed for a senior professional who can provide strategic leadership while implementing practical compliance frameworks suitable for a startup environment.

What You'll Do

Assess regulatory obligations relevant to the company’s products and services.
Maintain and oversee compliance with applicable financial regulatory frameworks including SEC regulations, FINRA rules, broker-dealer or ATS considerations, investment advisor regulations, AML/KYC requirements, and state-level regulations.
Monitor regulatory developments and advise leadership on potential impact.
Support licensing or regulatory registration initiatives if required.
Design and implement a scalable compliance framework suitable for a growth-stage fintech.
Develop and maintain company compliance policies and procedures.
Implement compliance monitoring and internal reporting mechanisms.
Establish governance structures such as a compliance committee.
Oversee internal compliance documentation and controls.
Oversee the maintenance of SOC 2 and ISO 27001 compliance.
Align security and privacy controls with regulatory expectations.
Coordinate with engineering and security teams on compliance-related controls.
Oversee vendor risk management processes.
Support privacy compliance obligations such as GDPR or CCPA where applicable.
Support enterprise customer due diligence and compliance questionnaires.
Assist with vendor risk assessments requested by partners.
Participate in customer compliance reviews and security audits.
Provide input into compliance representations in commercial agreements.
Establish and maintain a company-wide risk management framework.
Develop and maintain a risk register.
Implement risk scoring and mitigation tracking.
Oversee incident management and escalation procedures.
Monitor third-party and operational risk exposure.
Maintain security awareness programs.
Develop internal reporting procedures for compliance incidents.
Promote a culture of accountability and compliance awareness.

What We're Looking For

10+ years of experience in financial services, fintech compliance, or regulatory risk.
Experience working with capital markets or securities-related businesses.
Experience implementing compliance programs at high-growth companies.