Every is hiring a Fair Banking Quantitative Risk Manager to manage a team performing sophisticated modeling and qualitative assessments to identify, measure, and mitigate Fair Lending risk. This role provides critical oversight, credible challenge, and governance to ensure compliance with regulatory expectations and internal risk standards throughout the lending lifecycle.
What You'll Do
- Manage and mentor a team of Fair Lending analysts performing regression modeling, matched-pair analysis, redlining analytics, and comparative file reviews.
- Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management, and terminations.
- Establish priorities, assign projects, and monitor progress to ensure timely, high-quality deliverables aligned with department goals.
- Foster a culture of analytical integrity, professional development, and cross-team collaboration.
- Oversee model development and maintenance processes to ensure adherence to regulatory and model-risk expectations.
- Review and approve analytical frameworks, variable selection methodologies, segmentation strategies, and model documentation for transparency and reproducibility.
- Provide credible challenge to assumptions, controls, and outcomes produced by analysts; ensure findings are fully supported, statistically valid, and risk contextualized.
- Coordinate with Model Risk Management and Internal Audit during validation, periodic reviews, and model inventory updates.
- Oversee development of written analyses, memos, dashboards, and reporting materials for Senior Management, Internal Audit, and regulators.
- Act as a liaison for all Quantitative Risk Management projects for Senior Management across bank divisions, external consultants, vendors, and peer banks.
- Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite.
- Design, implement, maintain, and enhance internal controls to mitigate risk on an ongoing basis.
- Identify risk-related issues needing escalation to management.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators.
- Complete other related duties as assigned.
What We're Looking For
- Bachelor’s degree, OR in lieu of a degree, a combined minimum of 14 years’ higher education and/or work experience, including a minimum of 10 years’ related experience (inclusive of 4 years supervisory/management experience).
- OR Master’s degree in mathematics, Statistics, Quantitative Analysis, or another technical discipline and a minimum of 8 years’ related experience (inclusive of 4 years supervisory/management experience).
- Banking or Financial Services experience.
- Experience with SAS, SAS Enterprise Miner, and other Statistical Software Packages.
- Advanced knowledge of SQL and Microsoft Office.
- Ability to utilize analytics collaboratively across business functions and product lines to derive optimum solutions.
- Demonstrated ability to communicate complex concepts.
- Demonstrated ability to manipulate and analyze data across large databases.
Nice to Have
- Credit Analysis experience.
Technical Stack
- SAS
- SAS Enterprise Miner
- Other Statistical Software Packages
- SQL
- Microsoft Office
Team & Environment
This role manages a team of Fair Lending analysts.
Benefits & Compensation
- Annual Salary: $136,787.30 - $227,978.83 (USD)
Work Mode
This is an onsite position located in Clanton, Alabama, United States of America.
We are an equal opportunity employer committed to a diverse and inclusive workplace.
