Remote (Global)

Experian is hiring an Experian Senior AI Data Scientist, Consumer Lending - Remote ...

About the Role

Design and implement advanced AI and machine learning models to enhance consumer lending strategies and drive data-driven decision-making across financial services platforms.

Responsibilities

  • Develop predictive models to assess credit risk and lending behavior
  • Collaborate with engineering teams to integrate AI solutions into production systems
  • Analyze large-scale financial datasets to identify trends and patterns
  • Optimize machine learning pipelines for performance and scalability
  • Translate business requirements into technical AI initiatives
  • Evaluate model performance using statistical validation techniques
  • Ensure compliance with data privacy and regulatory standards
  • Work closely with product teams to deliver customer-facing analytics
  • Lead the design of data architectures supporting AI workflows
  • Mentor junior data scientists in best practices and methodologies
  • Conduct exploratory data analysis to uncover insights in lending data
  • Apply natural language processing to unstructured financial text
  • Improve model interpretability for regulatory and stakeholder reporting
  • Support A/B testing frameworks for model deployment
  • Drive innovation in AI applications for credit scoring systems
  • Utilize cloud-based platforms for distributed computing tasks
  • Maintain documentation for model development and deployment
  • Stay current with advancements in AI and financial technology
  • Present technical findings to non-technical stakeholders
  • Ensure ethical use of AI in consumer lending decisions

Nice to Have

  • PhD in a relevant technical discipline
  • Experience in consumer credit or banking sectors
  • Knowledge of fairness and bias detection in AI models
  • Hands-on work with real-time inference systems
  • Contributions to open-source data science projects
  • Publication record in machine learning or AI venues
  • Expertise in time series forecasting methods
  • Familiarity with graph analytics for fraud detection

Compensation

Competitive salary and performance-based incentives

Work Arrangement

Remote

Team

Part of a national AI and data science team focused on financial innovation

About the Role

This position plays a key role in advancing AI-driven solutions for consumer lending decisions. The candidate will build machine learning systems that support credit evaluation and risk management across digital lending platforms.

What You’ll Do

  • Design and deploy machine learning models to improve accuracy in credit assessments
  • Work with large volumes of transactional and behavioral data
  • Collaborate across technical and business units to align AI initiatives with strategic goals

Not available

Required Skills
Apache SparkCloud ComputingData AnalysisMarketing Analytics
About company
Experian
Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software.
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Job Details
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Posted 7 months ago