London, Greater London, United Kingdom Remote (Global)

M-KOPA is hiring a Data Scientist - Credit Eligibility

About the Role

About the Role

Role details below.

Responsibilities

  • Build and refine credit scoring models that assess customer creditworthiness, default risk, and loan pricing across multiple markets
  • Develop and test ML models for loan eligibility and pricing optimisation through A/B testing and statistical analysis
  • Continuously improve eligibility criteria by analysing repayment data, engineering new features, and monitoring credit performance for risk shifts and margin impact
  • Collaborate cross-functionally with engineers, data scientists, and commercial stakeholders to scale models into production

Benefits

  • Professional development programmes and coaching partnerships
  • Family-friendly policies and flexible working arrangements
  • Well-being support and career growth opportunities
  • Work with diverse teams across UK, Europe, and Africa

Work Arrangement

global

Additional Information

  • Applications reviewed on a rolling basis
  • Shortlisting and interviews may occur at any stage
  • Right to close the vacancy early if a suitable candidate is selected
  • Pre-employment background checks are conducted
  • Equal opportunity and affirmative action employer
  • Women, minorities, and people with disabilities are strongly encouraged to apply
  • No forced or child labour; employees must be of legal working age
  • No pre-employment or post-employment fees collected
  • Company recognized by TIME100 as one of the world's most influential companies (2023, 2024)
  • Recognized by Financial Times as Africa's fastest-growing company for 4 consecutive years (2022–2025)
  • Served over 6 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa
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About company
M-KOPA
Creates financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. A technology company that has served over 5 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa.
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Posted 11 days ago