HSBC Group is hiring a Credit Manager to join our Corporate Credit Risk team. In this pivotal role, you will independently evaluate and approve high-value credit transactions across Corporates, Commercial Real Estate, and the Global Private Bank. You will act as a subject matter expert, influence policy and process improvements, and help set risk appetite while managing emerging risks.
What You'll Do
- Assess and approve credit transactions and annual reviews within your delegated authority, and make structured recommendations for those exceeding it.
- Conduct periodic portfolio reviews to identify trends, concentration risks, and problem exposures.
- Undertake sector reviews to set and manage risk appetite and lending guidelines.
- Coordinate with Group Risk, Regional Risk, origination teams, and portfolio management to ensure timely, high-quality credit decisions and oversight.
- Participate in working groups and projects to improve processes, design policy, streamline operations, and enhance risk management.
- Monitor emerging risks such as transition risk, fraud risk, and climate risk, implementing enhanced controls as needed.
- Collaborate with the Senior Manager to deliver professional risk management, contributing to succession planning, talent management, and employee engagement.
What We're Looking For
- Demonstrable ability to evaluate and approve complex credit transactions and annual reviews within Corporate, Commercial Real Estate, or Private Banking.
- Experience conducting portfolio reviews, identifying trends and risks, and managing industry or counterparty risk appetite, including setting lending guidelines.
- Proven track record of collaborating with stakeholders like origination teams, portfolio management, and risk functions to coordinate credit decisions.
- Involvement in working groups or projects to improve processes, design policy, streamline operations, or enhance risk management frameworks.
- Experience in monitoring emerging risks, implementing enhanced controls, and managing Watch, Worry, Monitor lists.
- Ability to support team leadership, succession planning, and employee engagement, particularly in a cross-border or offshore team environment.
Benefits & Compensation
- Tailored professional development opportunities.
- Competitive pay and benefits package.
- Private healthcare for all UK-based employees.
- Enhanced maternity and adoption pay and support when returning to work.
- Contributory pension scheme with a generous employer contribution.
At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.
