Cardiff, London or Remote (UK) Hybrid Employment £58,000 to £78,000

Monzo is hiring a Credit Analyst

Requirements

  • experience in unsecured retail lending (e.g. personal loans, credit cards, overdrafts, buy now pay later etc.)
  • understanding of how the unsecured retail lending market works including the impact of pricing dynamics on portfolio performance
  • understanding of lending economics and have experience developing and deploying underwriting strategies
  • strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have
  • working understanding of the regulations that apply to lending in the UK.
  • thrive in a fast-paced environment and are keen for the chance to improve our products and help ship changes to our customers
  • strong communicator, able to cut through complex problems and articulate decision points
  • some experience in project management and coordination across teams
  • work well collaborating in a team with diverse skill-sets and personality types
  • highly motivated and energised by the idea of bringing positive impact to our customers and Monzo

Nice to Have

  • Python and Looker experience

Benefits

  • Incentive Awards tied to your performance
  • Learning budget of £1,000 a year for books, training courses and conferences
  • And much more, see our full list of benefits here

Work Arrangement

Hybrid

Team

Structure: Borrowing collective

Additional Information

  • We can sponsor visas
  • This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).
  • We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
Required Skills
unsecured retail lendingproject managementcoordination acro unsecured retail lendingproject managementcoordination acro
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About company
Monzo
Monzo offers personal and business bank accounts, joint accounts, accounts for 16-17 year olds, free kids accounts, credit cards, savings, investments, and pension combination services in the UK. Known for hot coral cards, get-paid-early feature, financial education on social media, and award-winning customer service.
All jobs at Monzo Visit website
Job Details
Department Data Team, Borrowing
Category other
Posted 2 hours ago