Ameritas is hiring a Commercial Mortgage Loan Analyst

Ameritas is seeking a Commercial Mortgage Loan Analyst to join our Commercial Mortgage and Real Estate group. You will provide crucial analytical support for loan production and portfolio management activities. This is a hybrid role working partially in-office in Cincinnati, OH or Lincoln, NE and partially from home.

What You'll Do

• Provide initial review, analysis and written recommendations on new mortgage loans presented by loan correspondents or other sources.
• Complete submission briefs, draft application-commitment documents and other related loan production documents for loan opportunities.
• Assist management in monitoring our existing portfolio of mortgage loans.
• Complete all monthly and quarterly compliance reports in a timely manner, with appropriate analytical insight included.
• Aid in the closing process of assigned loans by reviewing third party reports, leases and other due diligence activities.
• Assist with loan file assembly (hard copy or electronic).
• Travel to selected markets and call on mortgage banking correspondents as an aid in new loan production, portfolio management and servicing functions.
• Perform property site inspections as assigned and document inspections.
• Track economic and real estate market information in relevant markets.
• Document current market information for use by management personnel in their decision making.
• Make recommendations to management based on data review.
• Provide other related support for our portfolio and loan servicing managers, as needed or assigned.
• Review inspection reports and operating statement reports for individual loans.
• Add appropriate data to the portfolio management systems and notify management regarding issues discovered.
• Provide written rationale and recommendations for loans to be added to or removed from portfolio watch lists.
• Update valuation models using current property-level data.
• Provide requested support on real estate equity transactions, including analysis and commentary on individual markets, locations and other underwriting criteria.

What We're Looking For

• Zero to two years of relevant experience required.
• Associate degree required.
• Strong communication, reasoning and analytical skills.
• Ability to operate independently and execute independent judgment.

Nice to Have

• Previous experience in commercial real estate management, banking, investment management or related areas.
• Bachelor’s degree with a major in finance, real estate, or similar field of study.
• Industry relevant professional certifications or licensing.
• Working knowledge of word processing, databases, spreadsheet, property valuation (e.g., ARGUS) and mapping software.

Technical Stack

• ARGUS
• Word processing software
• Database software
• Spreadsheet software
• Mapping software

Team & Environment

You will join the Commercial Mortgage and Real Estate group of Ameritas Investment Partners (AIP).

Benefits & Compensation

• 401(k) Retirement Plan with company match and quarterly contribution.
• Tuition Reimbursement and Assistance.
• Incentive Program Bonuses.
• Competitive Pay.
• Flexible Hybrid work.
• Thrive Days - Personal time off.
• Paid time off (PTO).
• Health Benefits: Medical, Dental, Vision.
• Health Savings Account (HSA) with employer contribution.
• Well-being programs with financial rewards.
• Employee assistance program (EAP).
• Professional and Leadership development programs.
• Employee resource groups.
• StrengthsFinder Program.
• Matching donations program.
• Paid volunteer time– 8 hours per month.
• Generous paid maternity leave and paternity leave.
• Fertility, surrogacy, and adoption assistance.
• Backup child, elder and pet care support.

Work Mode

This is a hybrid role, requiring partial in-office work at our Cincinnati, OH or Lincoln, NE locations, with the flexibility to work partially from home.

Ameritas is an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.