About the Role
The selected candidate will independently review and analyze commercial loans to determine credit quality, identify potential risks, and ensure adherence to underwriting standards and regulatory requirements.
Responsibilities
- Conduct independent evaluations of commercial loan files
- Assess creditworthiness and risk classification of loan accounts
- Verify compliance with internal policies and regulatory guidelines
- Prepare detailed loan review reports with findings and recommendations
- Collaborate with lending and credit teams to resolve discrepancies
- Identify trends in loan performance and risk exposure
- Maintain accurate documentation of review activities
- Support internal and external audit processes
- Monitor loan covenants and reporting requirements
- Evaluate financial statements and cash flow analyses
- Assess collateral valuations and loan structuring
- Identify weaknesses in underwriting practices
- Recommend improvements to credit risk management processes
- Stay current with banking regulations and industry standards
- Participate in portfolio stress testing and risk modeling
Compensation
Competitive salary based on experience and qualifications
Work Arrangement
Hybrid work schedule with both office and remote options
Team
Part of the credit risk management team reporting to senior risk leadership
About Us
A community-focused financial institution with a history of supporting regional growth and development
Our Culture
- Emphasizes integrity, collaboration, and continuous improvement
- Supports professional development and career advancement
- Values diverse perspectives and inclusive practices
Benefits
- Comprehensive health insurance plans
- Retirement savings with company match
- Paid time off and holidays
- Employee assistance program
- Tuition reimbursement
Application Process
- Submit resume and cover letter through online portal
- Candidates will be reviewed on a rolling basis
- Selected applicants will participate in multiple interview rounds
- Background and credit checks required for final candidates
Not available for this position
