Synchrony is seeking an AVP, Portfolio Credit - Lowe’s to manage full life cycle credit risk for the Lowe’s Consumer portfolios. You will own credit risk reporting and analysis, using data-driven insights to identify and manage risk across the cardholder lifecycle.

What You'll Do

Work closely with Lowe’s to mitigate risk for both Synchrony and Lowe’s while continuing to grow the portfolio.
Work effectively cross-functionally to drive smart growth and client satisfaction while delivering safety and soundness in the portfolio.
Prepare and present client-facing and leadership team presentations to facilitate informed decisions.
Maintain and develop client reporting and ad-hoc analytics with SAS, Tableau, and other data tools to draw conclusions and drive recommendations.
Be a leader in driving enhanced strategies, using champion/challenger learnings to manage credit and fraud risk.
Investigate and resolve various customer and client issues.
Coordinate planning cycle with client teams to ensure consistency in business plans.
Provide clear guidance to the organization on risk appetite and prudent growth.
Maintain effective and credible challenge of critical decisions and business processes.
Perform other duties and/or special projects as assigned.

What We're Looking For

Bachelor's degree and 5+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor's degree, 8+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role.
3+ years’ experience analyzing large data sets to derive strategic actionable credit insights including SAS, SQL, R or Python Programming Skills or other related analytic tools.
Ability and flexibility to travel for business as required.
You must be 18 years or older.
You must have a high school diploma or equivalent.
You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process.
You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
Legal authorization to work in the U.S. is required.

Nice to Have

Ability to accurately condense large amounts of information and present in a simple, cogent manner to senior level management and clients.
Strong analytical skills, highly comfortable working in a quantitative environment.
Experience operating as part of a cross functional team.
Use of advanced technical & analytical competencies in driving effective strategic goals.
Strong communication and presentation skills.
Familiarity with consumer lending products and practices.
Advanced experience with SAS/SQL or other related analytic tools.

Technical Stack

SAS
Tableau
SQL
R
Python

Team & Environment

You will support and interact with the client teams, credit strategy teams and the client, as well as with key contacts throughout Synchrony.

Benefits & Compensation

Compensation: $115,000.00 - $200,000.00 USD Annual
Inclusive culture where individual skills, experience, and voice are heard and valued.
More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.

Work Mode

This is a hybrid position.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.