Affirm is looking for an Analyst I, Merchant Risk to support risk management through data analysis, modeling, and automation across the full merchant lifecycle. You'll partner cross-functionally to develop scalable analytics and risk frameworks as Affirm's merchant footprint grows.

What You'll Do

Support merchant onboarding and ongoing portfolio monitoring through data analysis, modeling and automation workflows.
Detect and monitor fraud across the network, responding quickly to emerging risks.
Contribute to the development and improvement of scalable monitoring frameworks, controls, and reporting.
Assist in identifying gaps and opportunities within existing risk processes.
Partner cross-functionally to translate risk requirements into data-driven strategies.
Leverage AI-assisted tools to accelerate analysis, automate workflows, and support the development of scalable, agentic merchant risk solutions.

What We're Looking For

Minimum 1 year of experience in risk management or a related field, including prior experience with analytics.
Bachelor’s degree in a quantitatively rigorous field such as engineering, statistics, optimization, math, finance, or economics.
Strong coding skills in Python, SQL or other scripting languages.
Strong problem-solving skills with the ability to break down ambiguous problems using data.
Ability to think creatively and critically, thriving in a fast-paced environment.
Eagerness to explore new tools and methodologies to solve real-world problems.
Passion for understanding how the product works and the broader context of business decisions.
Comfortable using AI tools to enhance productivity, analysis, and workflow automation; interest in building or leveraging agentic workflows to solve risk problems.

Nice to Have

Familiarity with agentic / LLM orchestration frameworks.

Technical Stack

Python
SQL

Team & Environment

Works cross-functionally with Merchant Underwriting, Compliance, Engineering, and other analytics teams.

Benefits & Compensation

CAN $90,000-130,000 base pay range per year + equity (Equity Grade - 3).
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
Competitive vacation and holiday schedules.
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
Monthly stipends for health, wellness and tech spending.
100% subsidized medical coverage, dental and vision for you and your dependents.

Work Mode

This is a remote-first position open to candidates in Canada.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.