About the Role
Leads the development and management of property and casualty insurance products at the state level, guiding product adaptation, pricing, and go-to-market strategies in coordination with distribution channels.
Responsibilities
- Oversee product strategy tailored to individual state regulations and market conditions
- Collaborate with actuarial teams to develop competitive pricing models
- Guide product modifications to meet evolving customer and agent requirements
- Ensure compliance with state-specific insurance regulations and filing requirements
- Analyze market trends to identify growth opportunities for P&C offerings
- Partner with marketing to launch and promote new or updated products
- Monitor product performance using key metrics and adjust strategies as needed
- Lead cross-functional initiatives involving underwriting, claims, and distribution
- Serve as subject matter expert on state-by-state product differentiators
- Manage product lifecycle from concept through renewal and retirement
- Develop business cases for product enhancements or expansions
- Coordinate with legal and compliance teams on regulatory submissions
- Maintain strong relationships with field distribution partners
- Provide strategic input on competitive positioning in targeted markets
- Support agent training and enablement related to product features and benefits
- Evaluate emerging risks and assess product applicability
- Drive alignment between national strategy and state-level execution
- Oversee product documentation and policy forms for accuracy and clarity
- Facilitate communication between home office and regional stakeholders
- Ensure timely responses to regulatory inquiries or audits
- Optimize product portfolios to balance profitability and market share
- Leverage data analytics to inform product decisions
- Champion customer-centric design in product development
- Manage external vendor relationships related to product delivery
- Promote a culture of innovation and continuous improvement
Compensation
Competitive salary and comprehensive benefits package
Work Arrangement
Hybrid work model with flexibility based on location and role needs
Team
Part of the Product Management division focused on property and casualty offerings
About the Team
This role is embedded within a national product team dedicated to property and casualty solutions, working closely with field agents and home office units to deliver relevant, compliant, and competitive offerings.
Growth Opportunities
The position offers strategic visibility across the organization and the chance to shape product direction in response to evolving market and regulatory landscapes.
