About the Role
This role involves analyzing complex risk profiles, making underwriting determinations, and collaborating with cross-functional teams to support strategic goals and maintain high standards of risk assessment.
Responsibilities
- Evaluate insurance applications to determine risk exposure
- Analyze financial statements and risk data to inform underwriting decisions
- Collaborate with brokers and clients to gather necessary documentation
- Determine appropriate policy terms, pricing, and coverage limits
- Maintain compliance with regulatory and internal underwriting guidelines
- Review claims history and loss data to assess applicant risk
- Support portfolio management by monitoring performance trends
- Identify opportunities to improve underwriting processes and workflows
- Work with actuarial teams to refine risk models and pricing strategies
- Provide guidance to junior underwriting staff when needed
- Assist in developing underwriting guidelines and risk selection criteria
- Evaluate emerging risk factors in evolving industries
- Communicate underwriting decisions clearly to internal and external stakeholders
- Ensure consistent application of risk assessment frameworks
- Participate in underwriting audits and quality assurance reviews
- Stay current with market trends and competitive practices
- Contribute to the development of new insurance products
- Manage high-value or complex accounts requiring specialized evaluation
- Balance risk appetite with business growth objectives
- Support reinsurance strategy through accurate risk reporting
- Maintain accurate and timely underwriting records
- Escalate high-risk or borderline cases appropriately
- Use underwriting technology and data tools effectively
- Promote a culture of risk discipline across teams
- Respond to underwriting inquiries from claims and customer service teams
Compensation
Competitive salary with performance-based incentives
Work Arrangement
Hybrid work model with office and remote options
Team
Part of a growing underwriting team focused on innovation and risk excellence
About the Team
- The underwriting team operates at the intersection of data science and risk expertise, delivering tailored solutions for complex client needs.
- Team members work collaboratively across actuarial, engineering, and client services to refine risk models and improve decision accuracy.
Growth Opportunities
- Opportunities exist for leadership roles, product development, and specialization in emerging risk domains.
- The company supports ongoing education and professional certification.
Available for qualified candidates
