Tilt is hiring a Sr. Credit Analytics Manager - Cards to lead the development of strategies and tools that help customers get and stay current on their credit. You will build and scale Tilt's loss mitigation toolkit for the Credit Card product, shaping a new function within a growing fintech company and having a direct impact on customer outcomes and bottom-line performance.
What You'll Do
- Identify and close gaps in Tilt's loss mitigation toolkit by evaluating industry-standard offerings and partnering with Product and Engineering to develop essential tools.
- Launch and manage partnerships with Debt Settlement Companies, including onboarding, product and policy design, monitoring, and iterative testing.
- Manage and optimize Tilt's relationship with third-party Collections vendors, monitoring outcomes and deploying test strategies.
- Own the strategy and roadmap for delinquent customers, sizing opportunities, setting priorities, and iterating on programs.
- Collaborate with Product & Engineering to build backend and customer-facing tools aligned to strategy.
- Collaborate with Operations and External Vendors to ensure smooth execution and feedback loops.
- Collaborate with Compliance and Legal to ensure offerings meet regulatory standards.
- Collaborate with Finance to forecast recoveries and evaluate business impact.
What We're Looking For
- B.S. degree in engineering, business, finance, computer science or mathematics.
- 4+ years industry experience in data analytics and credit risk management.
- Strong analytical and problem-solving skills; able to develop strategies from data and execute them.
- Experience working cross-functionally with Product, Engineering, and external vendors.
- Comfortable owning complex, ambiguous workstreams with end-to-end accountability.
- Strong customer empathy and a passion for helping underserved populations improve their financial health.
- Experience designing tests and building credit policies.
- Ability to independently run own analyses in Python (SQL ok replacement).
Nice to Have
- At least two years at a bank or FinTech working in credit analytics.
Technical Stack
- Python
- SQL
Team & Environment
Sit on the Credit and Data Science team; partner closely with Product, Engineering, Legal, Compliance, Finance, and third-party vendors.
Benefits & Compensation
- Virtual-first teamwork with WFH office reimbursement.
- Competitive pay and generous equity.
- Flexible health plans at every premium level with substantial subsidies.
- Direct exposure to leadership team.
- Paid global onsites twice yearly.
Work Mode
This is a global, remote position with the team collaborating across 14 countries and 12 time zones.
Tilt is an equal opportunity employer committed to a culture where every voice is valued and mutual respect is non-negotiable.




