Responsibilities
- Support a profitable book of business by accepting or rejecting new, renewal, and endorsement applications in accordance with company guidelines.
- Maintain thorough knowledge of class of business and line of business trends, providing market insight expertise to help build and improve AI-assisted selection and pricing models.
- Collaborate with internal actuarial, claims, and compliance teams on pricing adequacy, loss experience, and state-specific regulatory requirements.
- Identify gaps in pricing market norms and modeled output; provide actionable guidance for underwriting and product team.
- Monitor profitability and quality of submissions.
- Keep up-to-date with underwriting, product, and pricing changes.
- Price risks and place facultative reinsurance.
- Model CRP and/or BOP risks to ensure accuracy in pricing.
- Modify coverage terms and conditions to reduce pricing and eligibility friction and better serve customers with insurance solutions.
Requirements
- Bachelor's degree (B.A/B.S.) from a four-year college or university or the equal amount of work experiences.
- 10-15 years of insurance experience in commercial underwriting, commercial claims, or commercial product development.
Nice to Have
- Professional designation (CPCU, AU, ARM) preferred.
Benefits
- Competitive compensation and equity in a high-growth startup.
- Comprehensive health, dental, and vision coverage.
- Optional flexible spending account (FSA) to support health.
- 401(k) match to support future savings.
- Flexible PTO for relaxation and recharging.
Team
Structure: Role sits with Lilypad, a coastal homeowners insurance carrier founded by Arbol but operating as its own carrier with its own underwriting, claims, and agent network. This role is focused on traditional property insurance, not parametric products.
Additional Information
- Occasional travel may be required.
- Ability to sit for extended periods of time while working at a computer, with or without reasonable accommodation.
- Ability to use a computer, keyboard, mouse, and standard office equipment (e.g., phone, printer, scanner).
- Ability to view a computer screen for prolonged periods, with or without reasonable accommodation.
- Ability to communicate effectively in person, by phone, and via email.
- Ability to occasionally stand, walk, bend, and reach within an office environment.
- Ability to lift and/or move up to 10–15 pounds occasionally (e.g., office supplies, files), with or without reasonable accommodation.
- Ability to perform repetitive motions, such as typing or data entry.
- Ability to maintain focus and attention while performing detailed tasks.
